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1520 Crestmont St, Wharton, TX, 77488

3beds
2baths
1,705sqft
$195,000
$114price/sqft
$1,661/moest. monthly cost
$66,440/yrincome needed

About This Home

LOW TAXES, NO HOA, NO MUD TAX. Located in a highly desired neighborhood. This lovely Patio home offers +/-1705 Sqft, with ceramic tile throughout the entire home. The lovely floor plan offers a big family room with wood-burning fireplace and it is open to a spacious dining area and open kitchen. The kitchen has a long open bar that views the dining and family room. The kitchen is roomy and offers lots of cabinet and countertop space. The utility closet is in the house by the kitchen. The home includes all appliances. There are three nice bedrooms, and one has built-ins that could double as a home office. The primary offers an ensuite bath with nice shower, and a separate walk in closet. the secondary bedrooms are of normal size and offer a nicely redone main bath to enjoy. The patio home offers lots of patio space and very little yard maintenance. There is a full 2 car garage with opener to park your vehicles in. There is a special extra room between the garage and house for flex space

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
2/10
Wharton High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Blown-In Insulation,Brick,Cement Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Electric Oven,Freestanding Oven,Oven,Microwave,Electric Range,Free-Standing Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,All Bedrooms Down,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,705
  • Total interior livable area: 1,705 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room

Master Bathroom

  • Features: Primary Bath: Shower Only,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: R11999

Features

  • Stories: 1
  • Patio & porch: Patio/Deck,Porch
  • Fencing: Back Yard

Lot

  • Lot size: 3,898 sqft
  • Features: Back Yard,Patio Lot,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$314$3,768
Property Taxes $123$1,476
Electricity $238$2,859
Total$1,661$19,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,948/yr
40% on housing$49,830/yr
45% on housing$44,293/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 77488$116
Wharton County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 77488$119
Wharton County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$209,900
2026-03-30Listed for sale$214,900
2026-03-24Listing removed$214,900
2026-02-23Price change$214,900
2026-01-13Price change$224,900
2025-12-01Price change$229,900
2025-11-03Listed for sale$239,900
2025-10-30Pending sale$239,900
2025-09-24Listed for sale$239,900
2022-09-27Listing removed--
2022-09-17Pending sale$225,000
2022-07-21Price change$225,000
2022-07-01Listed for sale$235,000
2022-06-29Pending sale$235,000
2022-06-21Listed for sale$235,000
2018-11-17Listing removed$159,000
2018-10-15Pending sale$159,000
2018-04-07Listed for sale$159,000
2016-04-09Listing removed$1,200
2016-03-21Sold--
2016-03-09Price change$1,200
2016-03-07Listed for rent$1,350
2016-02-29Listed for sale$169,000
2016-02-24Pending sale$169,000
2016-01-16Listed for sale$169,000

For Sale by Agent

AgentJeffrey Lutz
BrokerageRE/MAX Fine Properties

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