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1037 Pecan Valley Dr, Wharton, TX, 77488

2beds
2baths
1,056sqft
$160,000
$152price/sqft
$1,517/moest. monthly cost
$60,680/yrincome needed

About This Home

Discover a rare opportunity to own 3 beautiful acres of true riverfront property in a peaceful, established area of Wharton County. This inviting 2-bedroom, 2-bathroom home sits on land that stretches all the way to the community boat ramp, offering effortless access to fishing, kayaking, and quiet days by the water. The property also includes a dedicated RV pad, providing additional space for guests, weekend stays, or flexible use. Enjoy the privacy and space of acreage living while still being just 60 minutes from Houston and only minutes from town for everyday conveniences. Whether you’re seeking a full-time residence, a weekend retreat, or a future investment, this property offers exceptional potential. The setting is serene, the land is usable, and the river access is a standout feature that’s hard to find at this price point. Properties like this rarely come available, making it an incredible value for anyone wanting space, nature, and convenience all in one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
2/10
Wharton High SchoolGrades 9-124.5 mi

Construction

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Property

Details

  • Parcel number: R22017

Features

  • Stories: 1
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 3.01 Acres
  • Features: Waterfront,2 Up to 5 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$258$3,096
Property Taxes $212$2,544
Electricity $238$2,859
Total$1,517$18,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,011/yr
40% on housing$45,510/yr
45% on housing$40,453/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 77488$116
Wharton County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 77488$119
Wharton County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-17Price change$160,000
2026-01-19Price change$175,000
2026-01-09Listed for sale$199,000

For Sale by Agent

AgentStacie Hoyt
BrokerageTexas Southern Real Estate LLC

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