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423 Jane St, East Bernard, TX, 77435

3beds
3baths
3,105sqft
$659,900
$213price/sqft
$4,896/moest. monthly cost
$195,840/yrincome needed

About This Home

Nestled in one of East Bernard’s oldest and most established subdivisions, this charming property offers space, character, and an unbeatable location. Situated on 1.2 acres in the back corner of the community, the home has a beautiful oak-lined driveway, creating a private and inviting setting just two blocks from highly regarded East Bernard ISD. Offering approximately 3,105 square feet, this 3-bedroom, 3-bath home features multiple living and entertaining spaces, including a formal dining room, formal living area with bar or office space, and a sunroom ideal for a flex space or additional living area. The island kitchen provides plenty of room for gathering, while custom built-ins and a cozy fireplace add warmth and character throughout. A spacious utility room with ample counter space and storage adds everyday functionality. With timeless features, generous space, and a prime location, this property is full of opportunity to make it your own in the heart of East Bernard.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
9/10
East Bernard High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Crown Molding,Formal Entry/Foyer,High Ceilings
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,105
  • Total interior livable area: 3,105 sqft

Property

Details

  • Parcel number: R54011

Features

  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 1.22 Acres
  • Features: Subdivided,1 Up to 2 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Drought
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Ice Storm

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$712$8,544
Property Taxes $508$6,096
Electricity $340$4,091
Total$4,896$58,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,862/yr
40% on housing$146,880/yr
45% on housing$130,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 77435$243
Wharton County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 77435$159
Wharton County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$659,900
2026-03-17Listed for sale$675,000

For Sale by Agent

AgentNikki Jackson
BrokerageeXp Realty LLC

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