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2105 Ridgewood Dr, Bridgeport, TX, 76426

3beds
2baths
1,762sqft
$360,000
$204price/sqft
$2,770/moest. monthly cost
$110,800/yrincome needed

About This Home

Welcome home to this beautifully updated 3-bedroom, 2-bath home with a 2-car garage that's truly move-in ready! Fresh interior paint and gorgeous new wood flooring throughout the living and dining areas create a bright, welcoming atmosphere you'll love coming home to. The spacious layout offers comfortable everyday living with an easy flow that works well for both relaxing nights in and entertaining guests. The kitchen comes complete with the refrigerator, and the washer and dryer will convey—making your move simple, convenient, and stress-free from day one. Enjoy your morning coffee on the welcoming covered front porch or unwind in the evenings on the covered back patio overlooking the spacious, mostly shaded backyard. Mature trees provide natural shade and a peaceful setting, helping keep the outdoor space comfortable even during warmer Texas months. The large backyard offers endless possibilities—perfect for pets, play, gardening, outdoor dining, or weekend gatherings with family and friends. A storage shed adds valuable space for lawn equipment, tools, hobbies, or seasonal storage, helping keep the garage and home organized. Located in an established neighborhood with no HOA, this charming home offers both comfort and freedom with fewer restrictions and more flexibility for homeowners. Whether you want to personalize your outdoor space, park additional vehicles, or simply enjoy a quiet setting without added association fees, this property delivers. Conveniently situated near local schools, shopping, dining, and everyday amenities, this home offers the ideal balance of comfort and accessibility. With thoughtful updates already completed and major appliances included, all that's left to do is move in and start enjoying your new home. Don't miss the opportunity to make this wonderful property yours—schedule your private showing today!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

--
4/10
Bridgeport Middle SchoolGrades 6-80.2 mi
4/10
Bridgeport High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Rock,Stone,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Ice Maker,Microwave,Vented Exhaust Fan,Water Purifier,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Built-in Features,Ceiling Fan(s),Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 12 x 9

Bedroom

  • Features: Ceiling Fan(s),Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 11 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 12 x 10

Features

  • Chandelier,Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Open Floorplan,Pantry,Smart Home,Cable TV,Vaulted Ceiling(s),Wired for Data,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 1,762 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Granite Counters,Pantry
  • Level: First
  • Dimensions: 21 x 10

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 19 x 18

Master Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Garden Tub/Roman Tub,Solid Surface Counters,Separate Shower
  • Level: First
  • Dimensions: 15 x 12

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 15 x 12

Other

  • Features: Linen Closet,Solid Surface Counters
  • Level: First
  • Dimensions: 7 x 6

Utility Room

  • Features: Built-in Features,Utility Room
  • Level: First
  • Dimensions: 10 x 5

Property

Details

  • Parcel number: 782972
  • Other equipment: Irrigation Equipment

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio,Covered
  • Exterior features: Storage
  • Fencing: Back Yard,Wood
  • Residential vegetation: Grassed

Lot

  • Lot size: 0.27 Acres
  • Features: Back Yard,Interior Lot,Lawn,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Concrete,Door-Single,Driveway,Garage,Garage Door Opener,Inside Entrance,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$356$4,272
Property Taxes $356$4,272
Electricity $238$2,859
Total$2,770$33,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,971/yr
40% on housing$83,100/yr
45% on housing$73,866/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 76426$169
Wise County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 76426$166
Wise County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$360,000
2023-04-19Sold--
2023-03-25Pending sale$338,500
2023-03-20Contingent$338,500
2023-02-17Price change$338,500
2023-01-15Listed for sale$348,500

For Sale by Agent

AgentColleen Walker
BrokerageColdwell Banker Realty

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