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599 E Holley St, Alba, TX, 75410

4beds
2baths
2,369sqft
$199,900
$84price/sqft
$1,757/moest. monthly cost
$70,280/yrincome needed

About This Home

Charming home situated on a beautiful 1-acre lot in Alba! Built in 1955, this 4-bedroom, 2-bath home is full of character and timeless appeal. A new HVAC system was installed in 2021, offering added peace of mind. Roof was recently replaced as well. Inside, you’ll find a spacious kitchen complete with a gas range and pantry, a large utility room with an additional shower, and a comfortable layout designed for everyday living. Two living areas both with a wood burning fireplace. Relax on the covered front porch that spans across the front of the home or enjoy the peaceful screened-in porch overlooking the picturesque yard shaded by mature pecan trees. With solid construction, great bones, and endless potential, this home is ready for someone to restore its original charm or create their own vision. If you’ve been searching for a property with space, character, and opportunity in a peaceful country setting, this is one you won’t want to miss! Call today!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
7/10
Alba-Golden High SchoolGrades 6-123.3 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Brick and Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas,Gas Water Heater

Bathroom

  • Features: Shower Only,Shower/Tub,Walk-In Closet(s)

Bedroom

  • Features: Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Pantry
  • Fireplace features: Two or More
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,369
  • Total interior livable area: 2,369 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Parcel number: 000000039111
  • Special condition: None,As-Is Condition @ Closing
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Screened Porch,Porch
  • Fencing: None

Lot

  • Lot size: 1.07 Acres
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$153$1,836
Property Taxes $334$4,008
Electricity $260$3,121
Total$1,757$21,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,240/yr
40% on housing$52,710/yr
45% on housing$46,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 75410$167
Wood County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 75410
Wood County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$199,900
2026-07-11Listed for sale$199,900

For Sale by Agent

AgentLindsay Wilson
BrokerageCentury 21 First Group - Lindale

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