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907 Cherry St, Graham, TX, 76450

4beds
4baths
3,222sqft
$880,000
$273price/sqft
$7,714/moest. monthly cost
$308,560/yrincome needed

About This Home

PRICE IMPROVEMENT + REDUCED RATE + LOWER PAYMENTS — RARE OPPORTUNITY. This home comes with a REDUCED RATE as low as 5.875% (APR 6.143%) as of 04-14-2026. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment. IN ADDITION, the Seller is ALSO contributing towards a 2-1 Temporary Buydown, reducing the Buyer’s payment, BASED ON A RATE OF 3.875% (APR 6.143%) as of 4-14-2026, for the First Year. Terms apply, see disclosures for more information. Welcome to 907 Cherry Street — a property that rarely becomes available and also checks every box. Set beneath mature oak trees across from Shawnee Park and the public library, this home offers privacy, charm, and a lifestyle that’s increasingly hard to find. Spacious yet warm, it’s designed for both everyday comfort and entertaining. Inside, oversized living spaces provide room to spread out while still feeling connected. Natural light and thoughtful details create a home that feels welcoming and timeless. Step outside and you’ll see why this property stands apart. The backyard is a true destination — anchored by a 9-foot diving pool and heated spa with waterfall. New pumps and booster equipment, plus optional saltwater conversion, support long-term enjoyment. Covered porches with outdoor speakers, an outdoor shower, and garden space create an effortless flow for entertaining or relaxing. The insulated pool house, chicken coop and a 24x24 spray-foam insulated shop with alley access – all complete with water and electricity — offer exceptional flexibility for projects, storage, workspace or future use. A well house supports irrigation and pool use. A new Class 4 roof, surround sound, and a security system add comfort and confidence. Walk to downtown dining, shopping, and community events, with nearby lakes minutes away. Homes with this combination of location, functionality, and resort-style amenities are limited. 907 Cherry Street isn’t just a home — it’s the one buyers wait for.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
6/10
6/10
Graham High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Disposal,Gas Water Heater,Refrigerator,Water Softener,Vented Exhaust Fan

Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 18 x 18

Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 15 x 14

Bedroom

  • Level: Second
  • Dimensions: 14 x 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Pantry,Paneling/Wainscoting,Cable TV,Walk-In Closet(s),Wired for Sound
  • Flooring: Carpet,Hardwood,Luxury Vinyl Plank,Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Log,Outside
  • Fireplace: Yes

Half Bath

  • Level: First
  • Dimensions: 8 x 7

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,222 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 19 x 15

Living Room

  • Level: First
  • Dimensions: 19 x 17

Master Bathroom

  • Features: Built-in Features,Dual Sinks,En Suite Bathroom,Granite Counters,Garden Tub/Roman Tub
  • Level: First
  • Dimensions: 10 x 14

Master Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Garden Tub/Roman Tub,Sitting Area in Primary,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 17 x 14

Other

  • Features: Built-in Features,Granite Counters,Separate Shower
  • Level: Second
  • Dimensions: 6 x 12

Utility Room

  • Features: Built-in Features,Linen Closet
  • Level: First
  • Dimensions: 9 x 9

Property

Details

  • Parcel number: 10847
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Diving Board,Outdoor Pool,Pool,Private,Pool/Spa Combo,Waterfall
  • Patio & porch: Covered
  • Exterior features: Garden,Outdoor Shower,Rain Gutters,Fire Pit
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 0.46 Acres
  • Features: Landscaped,Many Trees,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance *$2,047$24,564
Property Taxes $865$10,380
Electricity $353$4,245
Total$7,714$92,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$264,480/yr
40% on housing$231,420/yr
45% on housing$205,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.4%
-5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 76450$263
Young County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 76450
Young County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$880,000
2026-04-15Listing removed$925,000
2026-02-27Listed for sale$925,000
2021-05-06Listing removed--
2021-05-04Listed for sale$498,000
2021-05-03Contingent$498,000
2021-05-03Listed for sale$498,000
2019-12-04Listing removed$498,000
2019-03-10Price change$498,000
2019-02-26Listed for sale$519,000

For Sale by Agent

AgentStephanie Mcpeak
BrokerageBriggs Freeman Sotheby's Int'l

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