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7864 Lake Blvd, Spanish Fort, AL, 36527

4beds
4baths
3,986sqft
$729,900
$183price/sqft
$4,808/moest. monthly cost
$192,320/yrincome needed

About This Home

Lakefront 4 bedroom with a Bonus room over the garage 4 bath custom-built home in Wilkins Creek neighborhood located just a few miles from town in a small, wooded neighborhood setting. This waterfront property is well designed and has many custom features. It has an open living room and kitchen design with a separate dining room, split bedrooms and a large primary bedroom with attached primary bath. The living room opens to a covered screened-in back porch that overlooks the beautiful lake and wooded area. The kitchen is well equipped with newer stainless appliances, induction cooktop, wall oven, a big kitchen island, loads of countertops, cabinet space and storage. You'll notice the detailed molding, hardwood flooring, granite countertops, wood cabinetry and tall ceilings. The layout flows seamlessly from the main living area into the kitchen and stairs that lead to a finished game room/bonus room/additional living space that also has its own bathroom. The utility room is located just off of the garage and has a folding table and mop sink along with cabinets and hanging rod. The spacious garage also has a storage area built into the layout. Outside there are two big climate-controlled rooms under the porch one is 13x12 and the other is 17x15 and would make great storage, workshop space, or hobby rooms. There is even a separate brick garage with a rolling door that's 16x20 and a prefect area to keep an additional car, boat, ATV or simply to have more storage. Enjoy fantastic walking trails and the beautiful private lake that has HUGE bass, abundant wildlife such as duck, geese and deer. It's perfect for kayaks, and small johnboats. Other notable features include a whole home water filtration system with built in water softener, a camera system installed and ring doorbell, a smart home thermostat, gutters, a parcel mailbox installed on the porch, smart electronic switches, a well that feeds the sprinkler system, and mature landscaping.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

10/10
10/10
10/10
Spanish Fort High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Microwave,Range Hood,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Coffered Ceiling(s),Double Vanity,High Ceilings 9 ft Main,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,986
  • Total interior livable area: 3,986 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3203410000001151

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio,Screened
  • Exterior features: Rear Stairs,Other
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.45 Acres
  • Features: Back Yard,Front Yard,Landscaped
  • Lot size dimensions: 207 x 95

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Cold Wave
Hail
Wildfire
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,690$44,280
Home Insurance *$496$5,952
Property Taxes $176$2,112
Electricity $446$5,352
Total$4,808$57,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,845/yr
40% on housing$144,240/yr
45% on housing$128,213/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 36527$188
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36527$182
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Pending sale$729,900
2026-03-26Price change$729,900
2025-12-19Listed for sale$739,900
2021-02-12Sold$532,500
2020-11-23Price change$535,000
2020-08-15Price change$525,000
2020-07-23Listed for sale$550,000

For Sale by Agent

AgentDavid Kahalley
BrokerageShamrock Properties, LLC

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