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21270 State Highway 181, Fairhope, AL, 36532

3beds
1baths
1,400sqft
$495,000
$354price/sqft
$3,182/moest. monthly cost
$127,280/yrincome needed

About This Home

Seize a rare opportunity to own 2.16 acres of high-visibility land along one of Baldwin County’s most explosive commercial corridors. Strategically positioned on State Highway 181, this property offers exceptional accessibility and significant long-term upside for investors, developers, or business owners. According to ALDOT data, this immediate trade area sees heavy daily traffic counts ranging from 18,000 to over 25,000 vehicles, serving as a critical north-south artery connecting Fairhope, Daphne, Spanish Fort, and Interstate 10.The property features a functional 1,592-square-foot residence built in 1996 that offers a versatile layout. The main level includes a spacious living room with a fireplace, a dedicated dining area, and an eat-in kitchen, complemented by a large primary bedroom and a private office—ideal for a live-work setup or professional conversion. The second level provides two additional bedrooms and a full bath, completing a three-bedroom floor plan. While the home is well-maintained, the primary value is found in the land and its immense commercial implications. Surrounded by rapid residential expansion and increasing retail demand, this location is ideally suited for a variety of future uses, including retail development, professional or medical offices, and service-based businesses. This is a land-driven investment located exactly where the growth is happening, offering a premium footprint in a high-demand area with outstanding appreciation potential. Whether you are looking for a commercial redevelopment project or a strategic long-term hold, this property puts you at the center of Baldwin County’s thriving economic future. Buyer to verify all information during due diligence.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

10/10
Fairhope East ElementaryGrades K-61.7 mi
10/10
Fairhope Middle SchoolGrades 7-83.3 mi
9/10
Fairhope High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Window features: None
  • Flooring: Other
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4601110000001554
  • Special condition: No disclosures from Seller,Sold As/Is

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: None
  • Exterior features: Other
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None

Lot

  • Lot size: 2.16 Acres
  • Features: Back Yard,Wooded,Other
  • Lot size dimensions: 418 x 225

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$321$3,852
Property Taxes $119$1,428
Electricity $240$2,881
Total$3,182$38,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,097/yr
40% on housing$95,460/yr
45% on housing$84,853/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 36532$244
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36532$221
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$495,000

For Sale by Agent

AgentMaura Mcgraw
BrokerageWaters Edge Realty

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