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450 Lake Cir, Gadsden, AL, 35901

4beds
2baths
2,350sqft
$225,900
$96price/sqft
$1,667/moest. monthly cost
$66,680/yrincome needed

About This Home

WATERFRONT LIVING ON THE COOSA RIVER WITH ENDLESS POSSIBILITIES! Here is your chance to own the riverfront home with a pier located in a peaceful Coates Bend neighborhood facing the main channel of Coosa River. This property has breathtaking views of a naturally winding slew located in the back yard. The back yard is completely fenced in creating an ideal space for children or pets to play. The well maintained manufactured home with metal roof features 4 spacious bedrooms with walk-in closets, 2 bathrooms, den, large family room with vaulted ceiling, beautiful LVP flooring, large laundry room, nice living area, new covered screened in porch with a swing. Don't let this deal pass you by!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Gaston Elementary SchoolGrades PK-62.8 mi
3/10
Gaston High SchoolGrades 7-122.8 mi

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Fireplace
  • Level: First
  • Area: 120

Bedroom3

  • Level: First
  • Area: 144

Bedroom4

  • Level: First
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First
  • Area: 168

Features

  • Number of fireplaces: 2
  • Fireplace features: Electric,Gas Log,Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,350 sqft

Kitchen

  • Features: Fireplace,Vaulted Ceiling(s),LVP
  • Level: First
  • Area: 144

Living Room

  • Features: Vaulted Ceiling(s)
  • Level: First
  • Area: 168

Master Bedroom

  • Features: Walk-In Closet(s),LVP
  • Level: First
  • Area: 144

Property

Details

  • Parcel number: 1105220001009.025

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake/Pond,Stream/Creek,River
  • Waterbody name: Coosa River

Lot

  • Lot size: 1 Acres
  • Features: Cleared

Parking

  • Parking features: Driveway-Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,142$13,704
Home Insurance *$203$2,436
Property Taxes $60$720
Electricity $262$3,155
Total$1,667$20,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,154/yr
40% on housing$50,010/yr
45% on housing$44,453/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 35901$125
Etowah County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 35901$108
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Price change$227,900
2026-01-21Price change$228,900
2025-12-18Listed for sale$229,900
2023-02-22Sold$140,000
2023-01-01Pending sale$159,900
2022-11-21Listed for sale$159,900
2020-08-04Listing removed$124,900
2020-07-11Price change$124,900
2019-08-04Listed for sale$129,000
2014-11-03Sold$30,604
2014-10-01Price change$32,900
2014-08-07Price change$37,900
2014-07-10Price change$39,500
2014-06-12Price change$41,400
2014-05-10Price change$43,500
2014-04-09Price change$48,000
2014-03-12Listed for sale$53,000

For Sale by Agent

AgentLesya Davis
BrokerageKW Gadsden

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