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101 Chelsea Ln, Rainbow City, AL, 35906

4beds
2baths
2,648sqft
$399,900
$151price/sqft
$2,746/moest. monthly cost
$109,840/yrincome needed

About This Home

Westbrook Area! Great home in a great neighborhood! Nice 4 side brick newer home! Was built in 2006. 4 bedroom and 2 full baths. Walking distance to Westbrook Schools and ball fields. Nice quiet street. Hardwood and tile, large eat in kitchen and Living Dining Combo. Sprinkler system and a brand-new roof complete a few months ago. One owner home first time offered. Hardwood, carpet and tile. Sprinkler system. Double garage with ramp entrance.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
6/10
Rainbow Middle SchoolGrades 6-81.2 mi
6/10
Southside High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,Electric Oven,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Recessed Lighting,Cathedral/Vaulted,Smooth Ceilings,Separate Shower,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Tile (FIREPL),Ventless,Gas Log,Living Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,648

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Electric,Heat Pump,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,648 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1509300001116.010
  • Attached to another structure: Yes
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Porch Screened
  • Exterior features: Sprinkler System
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 2
  • Parking features: Boat,Driveway,Parking (MLVL),Off Street,Open,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$322$3,864
Property Taxes $106$1,272
Electricity $296$3,555
Total$2,746$32,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,148/yr
40% on housing$82,380/yr
45% on housing$73,226/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 35906$133
Etowah County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 35906$126
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$399,900
2026-06-12Price change$429,900
2026-05-18Listed for sale$444,900

For Sale by Agent

AgentKirk Mabeus
BrokerageKell Realty

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