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3990 Rosehaven Cir E, Southside, AL, 35907

5beds
3baths
3,711sqft
$849,900
$229price/sqft
$5,480/moest. monthly cost
$219,200/yrincome needed

About This Home

Southside--Lakefront Home!! This stunning waterfront home is located in the sought after Rosehaven Shores Subdivision;Enjoy Sunrises & sunsets from your great room or spacious covered dock overlooking the Coosa; Interior feat 2-story foyer w/marble flooring, Great Rm w/custom mantle fp & vaulted ceiling, BI cabinetry; Formal DR w/fr doors to Granite Kit w/SS appl, stain-glassed window, and island; Lg Laundry w/pantry;Mst Ste on main level w/sitting area WIC & extra closet; Mst BA w/stackable W&D to convey; WP tub w/SS, dbl vanities;1Br, sitting area & attic storage upstrs; Finished Basement offers a Den,BR/BA,Kitchenette, & eating area; Dbl Garage; Fr. Doors to patio; Det Dbl gar

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
6/10
Rainbow Middle SchoolGrades 6-83.4 mi
6/10
Southside High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Built-In Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Basement

Bedroom2

  • Features: Tile
  • Level: First
  • Area: 110

Bedroom3

  • Features: Tile
  • Level: First
  • Area: 156

Bedroom4

  • Features: Tile
  • Level: Basement
  • Area: 210

Bedroom5

  • Level: Second
  • Area: 208

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: Basement
  • Area: 285

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 110

Features

  • Window features: Double Pane Windows
  • Fireplace features: Gas Log,Three +
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2,Electric
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 3,711 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Area: 325

Laundry Room

  • Features: Pantry
  • Level: First

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 285

Master Bedroom

  • Features: Sitting Area,Tile
  • Level: First
  • Area: 308

Property

Details

  • Parcel number: 2006130001098.000

Features

  • Patio & porch: Covered Patio,Covered Porch,Patio
  • Exterior features: Sidewalk
  • On waterfront: Yes
  • Waterfront features: River Front,Water Access,Seawall,Waterfront
  • Waterbody name: Coosa River

Lot

  • Lot size: 0.79 Acres

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage-Detached,Corner Lot,Circular Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$542$6,504
Property Taxes $226$2,712
Electricity $415$4,982
Total$5,480$65,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,885/yr
40% on housing$164,400/yr
45% on housing$146,133/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 35907$172
Etowah County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 35907$145
Etowah County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$849,900
2025-12-10Listing removed$889,900
2024-07-29Listed for sale$889,900
2021-01-12Listing removed--
2019-10-12Listing removed$469,000
2019-07-13Listed for sale$469,000

For Sale by Agent

AgentBetty Greer
BrokerageSusie Weems Real Estate, LLC

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