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80 Willow Cove Rd, Oxford, AL, 36203

5beds
4baths
3,380sqft
$539,000
$159price/sqft
$3,680/moest. monthly cost
$147,200/yrincome needed

About This Home

Welcome to 80 Willow Cove Road, a refined luxury residence in one of Oxford’s most sought-after communities, Creekside Farms. This expansive 5-bedroom, 3.5-bath home offers 3,380sq ft of timeless elegance featuring hardwood floors, tray ceilings, and crown molding throughout. The gourmet kitchen showcases granite countertops, while the spa-inspired primary suite boasts a soaking tub, tiled walk-in shower, and generous walk-in closets. Enjoy outdoor living with a huge screened-in back porch overlooking a spacious backyard complete with a charming playhouse, perfect for relaxing or entertaining. Energy efficiency is elevated with spray foam attic insulation and a new roof.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Oxford Elementary SchoolGrades PK-42.5 mi
6/10
Oxford Middle SchoolGrades 7-82.9 mi
--
Oxford Area Voc SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Recessed Lighting,High Ceilings,Crown Molding,Soaking Tub,Separate Shower
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Ventless,Family Room,Gas
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,380

Heating & Cooling

  • Heating features: 3+ Systems (HEAT)
  • Cooling features: Dual,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 3,380 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0601120000037019
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Porch Screened
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$447$5,364
Property Taxes $130$1,560
Electricity $378$4,538
Total$3,680$44,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,171/yr
40% on housing$110,400/yr
45% on housing$98,133/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 36203$123
Talladega County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 36203$139
Talladega County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$559,000
2020-09-11Sold$398,000
2020-07-23Pending sale$420,000
2020-07-20Price change$420,000
2020-04-06Listed for sale$434,900
2014-03-31Sold$279,000

For Sale by Agent

AgentCliff Glansen
BrokerageFlatFee.com

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