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409 13th St W, Jasper, AL, 35501

5beds
3baths
2,600sqft
$220,000
$85price/sqft
$1,741/moest. monthly cost
$69,640/yrincome needed

About This Home

Very nice home in down-town Jasper! The main level features 3 bedrooms, 2 bathrooms, Kitchen, living room, & laundry room. The basement living features: 2 bedrooms, 1 bathrooms, Kitchen, living room, Storage & garage access. This home has been completly updated, sits on a spacious corner lot, convenient to all shopping, restaurants, & a quick drive to I22. Current income production & offers primary living or a successful income stream! Call today for a private showing!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

10/10
10/10
7/10
Jasper High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Existing Structure,Good

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Vinyl Siding,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Property

Details

  • Parcel number: 621702093301029000
  • Zoning: _

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Rain Gutters
  • Waterfront features: No - None

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$297$3,564
Property Taxes $42$504
Electricity $290$3,491
Total$1,741$20,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,691/yr
40% on housing$52,230/yr
45% on housing$46,426/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 35501$133
Walker County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 35501$123
Walker County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$220,000
2025-08-28Listing removed$259,900
2025-08-19Price change$259,900
2025-06-05Price change$264,900
2025-05-21Price change$279,900
2025-05-02Listed for sale$299,900
2025-03-04Sold$130,662
2025-02-03Contingent$170,000
2025-01-21Price change$170,000
2024-11-08Price change$180,000
2024-09-09Price change$182,000
2024-08-24Price change$199,000
2024-07-23Price change$219,000
2024-06-27Price change$219,900
2024-06-14Price change$225,000
2024-05-23Price change$229,900
2024-05-09Listed for sale$239,900
2021-12-01Sold$187,000
2021-11-19Contingent$184,900
2021-10-05Price change$184,900
2021-09-07Price change$199,900
2021-08-23Listed for sale$209,900
2018-02-23Sold$133,000
2009-03-25Sold$123,000

For Sale by Agent

AgentRachel Perry
BrokerageeXp Realty-Northern

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