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45 White Oak Cir, Dora, AL, 35062

4beds
4baths
2,912sqft
$475,000
$163price/sqft
$3,216/moest. monthly cost
$128,640/yrincome needed

About This Home

Welcome to this beautifully updated full-brick home nestled on a quiet cul-de-sac inside a gated community in Dora. Offering the perfect blend of privacy and convenience, this property is ideally located just minutes from I-22, making commuting a breeze while still enjoying a peaceful, tucked-away setting. Step inside to find updated finishes throughout, creating a fresh and modern feel that’s move-in ready. The spacious layout offers both functionality and comfort, with room to gather, relax, and entertain on the newly replaced back deck. The partially finished basement adds incredible versatility, featuring a dedicated theater room—perfect for movie nights, game days, or simply unwinding at home. Whether you’re looking for additional living space, a hobby area, or a place to host guests, this home delivers. With its combination of location, upgrades, and unique features, this property offers a lifestyle that’s hard to find—private, convenient, and thoughtfully designed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Dora High SchoolGrades 9-121.2 mi
4/10
Sumiton Elementary SchoolGrades PK-41.6 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Floor Drain,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 1642

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bathroom1

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Recessed Lighting,High Ceilings,Separate Shower,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Insert,Great Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 396
  • Finished area above ground: 2,516

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,912 sqft

Kitchen

  • Features: Stone Counters
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 642405153000000.028
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Porch Screened,Open (DECK),Deck
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 1.03 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$399$4,788
Property Taxes $91$1,092
Electricity $325$3,910
Total$3,216$38,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,262/yr
40% on housing$96,480/yr
45% on housing$85,760/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 35062$113
Walker County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 35062$142
Walker County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$485,000
2020-08-05Sold$283,000
2020-06-16Pending sale$294,000
2020-06-06Price change$294,000
2020-05-18Listed for sale$299,000
2020-04-17Listing removed$299,000
2020-02-23Listed for sale$299,000
2019-03-19Sold$266,400
2007-09-28Sold$29,900

For Sale by Agent

AgentAmanda Phillips
BrokerageKeller Williams-Jasper

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