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932 Blacktop Rd, Cordova, AL, 35550

2beds
2baths
1,056sqft
$299,900
$284price/sqft
$2,236/moest. monthly cost
$89,440/yrincome needed

About This Home

Enjoy peaceful riverfront living with this charming 2 BR, 2 BA home featuring approximately 1,000 ft of waterfront. Perfect for relaxing or entertaining, the property offers multiple spacious decks with stunning water views. Whether you're looking for a weekend getaway or a full-time retreat, this river house delivers comfort, scenery, and plenty of outdoor space- all for $299,000

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Parrish Elementary SchoolGrades PK-87.7 mi
5/10
Cordova High SchoolGrades 9-126.8 mi

Construction

Condition

  • Property condition: Existing Structure

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Property

Details

  • Parcel number: 622602090000040000
  • Zoning: _

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: River Front

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$423$5,076
Property Taxes $57$684
Electricity $240$2,881
Total$2,236$26,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,662/yr
40% on housing$67,080/yr
45% on housing$59,626/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 35550$88
Walker County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 35550$79
Walker County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$280,000
2026-06-04Listed for sale$299,900

For Sale by Agent

AgentKathy Cooner
BrokerageRealtySouth The Harbin Company

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