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80 Bay Hills Dr, Jasper, AL, 35504

5beds
4baths
4,500sqft
$1,199,000
$266price/sqft
$10,296/moest. monthly cost
$411,840/yrincome needed

About This Home

Smith Lake - Custom-built home with 5 beds, 4 baths + bunk room, conveniently located just minutes from restaurants and shopping. It features high-end finishes throughout, including pine floors, a professional-grade Frigidaire refrigerator, marble countertops, natural stone accents, and both indoor and outdoor fireplaces. The fully finished basement offers a spacious second living area complete with a kitchenette, providing the perfect space for entertaining family and guests. Just a few easy steps lead to the new (2021) Free State dock with a boat lift. Enjoy 145 feet of shoreline in one of Smith Lake's most desirable areas.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Curry Middle SchoolGrades 5-81.3 mi
6/10
Curry High SchoolGrades 9-121.2 mi
4/10
Curry Elementary SchoolGrades PK-41.3 mi

Construction

Condition

  • Property condition: Existing Structure,Excellent
  • Year built: 2018

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stone,HardiPlank Type,Masonry Siding,Drywall,Wood Walls

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Features

  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,500
  • Total interior livable area: 4,500 sqft

Property

Details

  • Parcel number: 620209300001073006
  • Zoning: _

Features

  • Stories: 2
  • Patio & porch: Covered,Covered Patio,Porch
  • Exterior features: Rain Gutters,Boat Slip
  • On waterfront: Yes
  • Waterfront features: Lake Front,Boat Lift,PWC Lift/Float,Waterfront Features: Shoreline(Year Round Water),Waterfront Features: Characteristics(Gentle)
  • Waterbody name: Duncan Creek
  • Frontage length: Waterfront Footage(145)

Lot

  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$1,245$14,940
Property Taxes $2,486$29,832
Electricity $503$6,042
Total$10,296$123,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$353,005/yr
40% on housing$308,880/yr
45% on housing$274,560/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 35504$187
Walker County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 35504$142
Walker County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$1,199,000
2019-07-22Listing removed$675,000
2019-07-18Listed for sale$675,000
2019-07-18Pending sale$675,000
2019-06-19Sold$650,000
2019-03-27Listed for sale$675,000
2016-09-23Sold$35,000
2014-11-19Sold$155,000
2011-05-09Sold$182,500

For Sale by Agent

AgentJoey Sahagun
BrokerageJoseph Carter Realty

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