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431 E White Spruce Loop, Wasilla, AK, 99654

4beds
3baths
1,995sqft
$459,000
$230price/sqft
$3,275/moest. monthly cost
$131,000/yrincome needed

About This Home

This beautifully maintained home offers a fantastic layout designed for comfortable living. Features brand new paint and carpet! Located just 10 minutes from shopping and dining, it combines convenience with a peaceful setting. Relax and take in the quiet surroundings from the inviting front porch or the spacious backyard, complete with a large deck and fully fenced yard.All bedrooms are situated upstairs, while the main level features both a separate living room and family room. The home also includes a water filtration system with a silt filter. Conveniently located near the Bald Mountain B29 Trail, with plenty of space for your recreational gear!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
7/10
Teeland Middle SchoolGrades PK,6-83.2 mi
9/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Composition,Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,995
  • Total interior livable area: 1,995 sqft

Property

Details

  • Parcel number: 2916B11L004
  • Zoning: UNK
  • Zoning description: Unknown (re: all MSB)

Features

  • Has view: Yes
  • View description: Mountain(s),Partial
  • Waterfront features: None,No Access
  • Topography of land: Level

Lot

  • Lot size: 0.92 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Heated Garage,Tuck Under,No Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Avalanche
Earthquake
Winter Weather
Lightning
Wildfire

FEMA Declared Disasters in Matanuska-Susitna Borough and Alaska

Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance $149$1,788
Property Taxes $474$5,688
Electricity $332$3,990
Total$3,275$39,300

Income You'd Need if You Spent...

35% on housing$112,285/yr
40% on housing$98,250/yr
45% on housing$87,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 99654$244
Matanuska-Susitna Borough$208

vs Homes Sold Last Month

Median $/sqft

ZIP 99654$256
Matanuska-Susitna Borough$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$459,000
2021-05-07Sold--
2021-03-16Pending sale$320,000
2021-03-15Listed for sale$320,000
2021-03-08Pending sale$320,000
2021-03-06Listed for sale$320,000
2019-11-01Sold--
2019-09-26Pending sale$288,000
2019-08-30Listed for sale$288,000
2019-07-18Listing removed$288,000
2019-06-27Price change$288,000
2019-06-11Price change$290,000
2019-05-15Price change$295,000
2019-04-30Price change$297,000
2019-04-08Price change$299,500
2019-03-27Price change$302,500
2019-03-16Listed for sale$305,000
2016-10-12Sold--
2016-09-05Pending sale$276,900
2016-08-23Price change$276,900
2016-07-13Price change$279,900
2016-03-09Listed for sale$285,000
2013-09-04Sold--

For Sale by Agent

AgentGiacinto P Paoletti
BrokerageAlaska Realty & Investments

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