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33 Karsher Ln, Mountain Home, AR, 72653

1beds
3baths
2,724sqft
$599,000
$220price/sqft
$3,937/moest. monthly cost
$157,480/yrincome needed

About This Home

Cabin retreat with lake views on 5+ acres. Whether you're looking for a weekend getaway, income-producing rental, or full-time lake life, this log cabin has it all. Start your mornings with coffee and lake views on the covered deck just off the primary bedroom. All decks recently redone and exterior has been freshly stained. Curl up in the loft with lake views and full bath upstairs. Downstairs, the basement offers bunk-style sleeping, a second living area, game/sleeping area, full bath, and laundry/storage, making it easy to host a full house. A bonus studio apartment - with kitchen, laundry, bath, dining area and private deck - offers built-in rental potential or a private guest suite is not counted in the overall square footage. Set on 7 lots for privacy with a circle drive, 3-car garage, and 2 storage sheds, this getaway is being sold fully furnished.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Materials

  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Lake Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Gas Range,Microwave,Washer,Dryer,Water Filter

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas,Propane,Wood Stove
  • Cooling features: Electric,Central Air

Interior Area

  • Total structure area: 2,724
  • Total interior livable area: 2,724 sqft

Property

Details

  • Parcel number: 00204328040

Features

  • Waterbody name: Lake Norfork
  • Living area range: 2001-2500

Lot

  • Lot size: 5.39 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance $478$5,736
Property Taxes $234$2,808
Electricity $197$2,367
Total$3,937$47,244

Income You'd Need if You Spent...

35% on housing$134,982/yr
40% on housing$118,110/yr
45% on housing$104,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 72653$156
Baxter County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 72653$143
Baxter County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$599,000
2015-07-14Listing removed$299,900
2015-04-17Price change$299,900
2014-07-31Price change$315,000
2013-11-03Listed for sale$325,000
2012-03-07Listing removed$359,900
2012-03-06Listed for sale$359,900
2006-04-12Sold$7,000
1996-12-23Sold$20,000

For Sale by Agent

AgentMindy Fulcher
BrokerageRIVERWALK REAL ESTATE

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