3 White Oak Ln, Holiday Island, AR, 72631
About This Home
Beautifully updated 2bedroom, 2bath condominium in the highly desirable Oak Point II community of Holiday Island! This move-in ready home offers 991± sqft. of thoughtfully designed living space featuring soaring cathedral ceilings, gorgeous wood flooring, custom kitchen cabinetry, granite countertops, pantry, updated LED lighting, and an open-concept layout filled with natural light. The inviting living area features a stunning wood-burning fireplace with a custom mantel and tile surround. Relax on the covered deck overlooking peaceful surroundings or enjoy additional outdoor living on the covered porch and beautiful stone patio, perfect for entertaining. Recent updates include a roof replacement approximately three years ago, programmable thermostat, ceiling fans, double-pane windows, detached carport, and abundant storage. Enjoy Holiday Island amenities including a community pool, marina, community boat slips, lake access, golf, parks, trails, and more, all just minutes from historic downtown Eureka Springs.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1983
Materials
- Foundation: Block,Crawlspace
- Roof: Architectural,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Plumbed For Ice Maker
- Laundry features: Washer Hookup,Dryer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Attic,Ceiling Fan(s),Cathedral Ceiling(s),Granite Counters,Pantry,Programmable Thermostat,Storage,Window Treatments
- Window features: Blinds
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 991
- Total interior livable area: 991 sqft
Property
Details
- Parcel number: 32004248000
- Special condition: None
Features
- Levels: One
- Stories: 1
- Pool features: Community,Pool
- Patio & porch: Deck,Patio
- Fencing: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
- Waterbody name: Beaver Lake
Lot
- Features: Level,Near Park,Outside City Limits,Subdivision
Parking
- Total spaces: 1
- Parking features: Detached Carport,Asphalt
- Covered spaces: 1
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Heat Wave
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Arkansas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance | $124 | $1,488 |
| Property Taxes | $104 | $1,248 |
| Electricity | $134 | $1,616 |
| Total | $1,221 | $14,652 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $170,000 |
| 2006-08-21 | Sold | $5,000 |
| 2005-11-18 | Sold | $4,000 |
| 2005-04-28 | Sold | $74,000 |
| 2002-11-19 | Sold | $67,000 |
| 1992-09-22 | Sold | $60,000 |
For Sale by Agent
View on Zillow