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402 Lake St, Lake City, AR, 72437

2beds
2baths
1,000sqft
$139,000
$139price/sqft
$1,018/moest. monthly cost
$40,720/yrincome needed

About This Home

Welcome home to this cozy and inviting 2-bedroom, 2-bathroom gem where all the hard work has already been done just for you! If you've been looking for a fresh start, you'll love that this home qualifies for a USDA RD loan, making it possible to move in with $0 down. You can truly relax knowing the big stuff is taken care of, from the roof that is less than two years old to the brand-new subfloor, joists and vapor barrier that ensure solidity and a worry-free homeowner journey for years to come. Inside, the home feels bright and airy with a fresh coat of paint (don't worry, the exterior got freshened up, too!) and stylish new flooring throughout. The heart of the home is the beautifully updated kitchen, featuring modern cabinets, brand-new appliances, and a gorgeous backsplash that makes every meal feel special. With updated bathrooms and a turn-key finish, all that's left for you to do is move in, unpack, and start enjoying your beautiful new space!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Riverside High SchoolGrades 7-120.6 mi

Construction

Materials

  • Foundation: Crawl Space and Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator

Basement

  • Area: 0

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Vinyl
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0714627152400

Features

  • Levels: One

Lot

  • Lot size: 6,046 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Earthquake
Ice Storm
Tornado
Drought
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance $120$1,440
Property Taxes $62$744
Electricity $134$1,616
Total$1,018$12,216

Income You'd Need if You Spent...

35% on housing$34,902/yr
40% on housing$30,540/yr
45% on housing$27,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 72437$64
Craighead County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 72437$159
Craighead County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$139,000
2026-07-21Listing removed$145,000
2026-06-25Listed for sale$145,000
2026-06-25Listing removed$150,000
2026-05-29Listed for sale$150,000
2026-04-13Listing removed--
2026-02-02Listed for sale$53,000
2021-08-06Sold$35,000

For Sale by Agent

AgentEve Arredondo
BrokerageCriswell Properties

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