630 N Main St, Monticello, AR, 71655
About This Home
Located in the beautiful and historic North Main Street area, this stunning home blends timeless character with thoughtful modern updates. Offering 4 bedrooms upstairs and the possibility of a 5th downstairs, 2 full bathrooms with claw foot tubs and a half bath, and 3,784 sq ft of living space, it provides room for a large household and plenty of areas for entertaining. The spacious kitchen was remodeled in 2009 and features tile flooring, a convenient work island with seating, and a 5-burner gas stove. A majestic staircase leads to the second floor, where you’ll find four bedrooms including the primary suite, also updated in 2009. Major improvements include a new roof in 2018 and a downstairs HVAC replacement in 2017 (upstairs unit age unknown). As summer approaches, enjoy cooling off in the above-ground pool with surrounding deck. This home is full of charm, space, and modern comfort. A must-see!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1911
Materials
- Foundation: Crawl Space
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Dishwasher
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Separate Dining Room,Eat-in Kitchen
Features
- Kit Counter-Formica,Sheet Rock,4 Bedrooms Upper Level
- Flooring: Wood,Vinyl,Tile
- Fireplace features: Gas Logs Present
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 3,784
- Total interior livable area: 3,784 sqft
Property
Details
- Parcel number: 70300640000
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck
Lot
- Lot size: 1.15 Acres
- Features: Sloped,Not in Subdivision
Parking
- Total spaces: 2
- Parking features: Carport,Two Car
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Ice Storm
- Strong Wind
- Tornado
- Drought
- Earthquake
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Arkansas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,436 | $17,232 |
| Home Insurance | $208 | $2,496 |
| Property Taxes | $123 | $1,476 |
| Electricity | $274 | $3,288 |
| Total | $2,041 | $24,492 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Listed for sale | $299,000 |
View on Zillow