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435 Ore House Plz Unit 101, Steamboat Springs, CO, 80487

2beds
2baths
970sqft
$695,000
$716price/sqft
$4,015/moest. monthly cost
$160,600/yrincome needed

About This Home

Whoever said you can't have it all never met this Pines Unit. GREEN zone, yes! Garage unit, yes! Walk to grocery/liquor/shops, yes! Steps to free city bus, yes! Offered furnished for turnkey convenience, this ground-floor, two-bedroom, two-bath unit has a spacious, open floor plan, stainless steel appliances, new laminate wood flooring, gas fireplace, in-unit laundry and a cozy patio. While the interior has excellent cabinetry and closet space, the detached garage unit provides rarely found covered parking and gear storage. Well-maintained inside and out, with reasonable HOA fees, The Pines delivers on maintenance free living including ample surface parking, green spaces and a community hot tub located just opposite the unit. Electric car? Yes! Charging problems are eliminated since electricity is available at the front patio. All considered, 435 Ore House Plaza Unit 101 affords easy mountain living in a central location within easy reach of ''all things Steamboat.'' No need to shop around when this unit is one seductive yes after another!

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

7/10

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Hall

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Heating

  • Heating features: Radiant,Hot Water

Interior Area

  • Total structure area: 970
  • Total interior livable area: 970 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 238601101
  • Zoning: Multifamily

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$153$1,836
Property Taxes $162$1,944
Electricity $186$2,232
Total$4,015$48,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,657/yr
40% on housing$120,450/yr
45% on housing$107,066/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.0%
17.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$716This listing

vs Other Active Listings

Avg $/sqft

ZIP 80487$872
Routt County$783

vs Homes Sold Last Month

Median $/sqft

ZIP 80487$703
Routt County$532

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$695,000
2026-07-28Listed for sale$695,000
2026-07-04Contingent$739,500
2026-07-04Pending sale$739,500
2026-07-02Price change$739,500
2026-06-15Listed for sale$795,000
2008-03-12Sold$400,000

For Sale by Agent

AgentAmy Williams
BrokerageThe Group Real Estate, LLC

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