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541 Straight St, Macon, GA, 31204

2beds
1baths
993sqft
$64,900
$65price/sqft
$680/moest. monthly cost
$27,200/yrincome needed

About This Home

Affordable 2-bedroom brick home in Macon, ideal for investors seeking a full renovation project. This 1953 single-story home sits on a spacious 10,018 sq ft lot with a concrete slab foundation and a side patio. The property is boarded, and utilities are not active. Interior requires a complete remodel, making this a strong value-add opportunity for rental investors or buyers looking to customize. Excellent location just minutes from Mercer University, Macon Mall, and the new Atrium Health Amphitheater. Sold AS-IS. Convenient access to local schools, parks, and major roadways.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

2/10
Hartley Elementary SchoolGrades PK-50.5 mi
3/10
3/10
Southwest High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 1953

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Vaulted Ceiling(s)
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 993

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 993
  • Total interior livable area: 993 sqft

Property

Details

  • Parcel number: O0810016

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,018 sqft
  • Features: Level

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$80$960
Property Taxes $53$636
Electricity $219$2,637
Total$680$8,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,314/yr
40% on housing$20,400/yr
45% on housing$18,133/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 31204$67
Bibb County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 31204$99
Bibb County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$59,900
2026-07-13Price change$64,900
2026-07-07Listed for sale$70,000
2023-04-13Sold$21,999
2023-04-03Pending sale$21,999
2023-03-22Listed for sale$21,999
2022-07-25Listing removed--
2022-04-27Price change$40,000
2022-04-26Listed for sale$25,000
2010-04-22Sold$20,000

New Construction

AgentRalph M Harvey III
BrokerageListwithfreedom.com INC

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