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48 Fox Croft Rd NW, Rome, GA, 30165

5beds
4baths
3,991sqft
$650,000
$163price/sqft
$4,592/moest. monthly cost
$183,680/yrincome needed

About This Home

Offered for the first time, 48 Fox Croft Rd is a custom lakefront estate set on a quiet dead-end street in the heart of West Rome. With no HOA and just moments from the forthcoming Microsoft campus, this timeless brick residence spans nearly 4,000 square feet and pairs classic curb appeal with an exceptional waterfront setting. Inside, a dramatic two-story living room is framed by a wall of arched windows, filling the home with natural light and capturing panoramic views of the private lake. Recent updates include fresh interior paint, new carpet, and hardwood flooring throughout the main level. The kitchen has been refreshed with bright white cabinetry and new white stainless steel appliances, seamlessly connecting to both a formal dining room and a sunlit breakfast area. The main-level primary suite offers hardwood floors, a spacious sitting area, and generous closet space, while the upper level features four additional bedrooms. A finished terrace level adds flexibility with a secondary living space, bedroom, full bath, and direct walk-out access to the backyard and patio. Outdoor living is equally compelling, highlighted by an expansive, newly repainted deck overlooking the water and a level backyard with direct lake access—ideal for both quiet moments and entertaining. A three-car garage provides ample storage and functionality, complemented by a full home surveillance system for added peace of mind. A rare offering in West Rome, this move-in ready lakefront home combines privacy, scale, and long-term potential in a location poised for continued growth.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
3/10
Rome Middle SchoolGrades 7-86.6 mi
6/10
Rome High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Shingle
  • Construction materials: Brick,Brick 4 Sides

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Walk-Out Access

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Great Room, Separate Dining Room

Features

  • Crown Molding,Double Vanity,Entrance Foyer 2 Story,Recessed Lighting,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 0
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,991
  • Total interior livable area: 3,991 sqft

Kitchen

  • Features: Breakfast Bar, Breakfast Room, Cabinets White, Pantry, Solid Surface Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower, Skylights

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: G13W 001
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Patio,Rear Porch
  • Exterior features: Private Yard,Deeded Access
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake
  • Waterbody name: Other
  • Frontage length: Waterfrontage Length(100)

Lot

  • Lot size: 0.89 Acres
  • Features: Back Yard,Cul-De-Sac,Front Yard,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$421$5,052
Property Taxes $498$5,976
Electricity $387$4,653
Total$4,592$55,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,440/yr
40% on housing$137,760/yr
45% on housing$122,453/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 14.9%
14.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 30165$165
Floyd County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 30165$157
Floyd County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$650,000
2026-04-01Listing removed$685,000
2026-03-10Price change$685,000
2025-10-03Listed for sale$695,000

For Sale by Agent

AgentRJ Rokosz
BrokerageAtlanta Fine Homes Sotheby's International

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