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640 Union Grove Church Rd SE, Adairsville, GA, 30103

5beds
3baths
2,712sqft
$459,000
$169price/sqft
$3,774/moest. monthly cost
$150,960/yrincome needed

About This Home

Embrace the rugged beauty of nature in this exceptional, move-in-ready residence. Perfectly balancing rustic charm with modern convenience, this home offers a unique retreat just minutes from I-75, local shopping, and dining. Interior Features: The spacious, open-concept floor plan includes five bedrooms and 2.5 bathrooms, all illuminated by expansive windows that offer stunning views of the surrounding landscape. The modern kitchen is equipped with premium appliances and ample storage, making it an ideal space for both daily living and sophisticated entertaining. For maximum efficiency, the home features a dual water heater system, with one unit dedicated exclusively to the primary suite. Exterior & Grounds: The property’s outdoor living spaces are designed for relaxation and recreation. Enjoy peaceful evenings on the porch swing overlooking a yard frequented by local wildlife. The expansive grounds offer a private oasis with limitless potential for gardening or outdoor activities. Additionally, the property includes both a two-car garage and a two-car carport, providing generous parking and storage. This one-of-a-kind property seamlessly integrates country tranquility with urban accessibility.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Belwood Elementary SchoolGrades PK-50.5 mi
5/10
Ashworth Middle SchoolGrades 6-85.3 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Foundation: See Remarks
  • Roof: Metal
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country,Rustic
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Water Heater,Electric Range,Microwave
  • Laundry features: Laundry Closet,Other

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Other

Features

  • Double Vanity,Beamed Ceilings
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,712
  • Total interior livable area: 2,712 sqft

Kitchen

  • Features: Breakfast Room, Kitchen Island

Master Bathroom

  • Features: Other

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 058A 014
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Exterior features: Lighting,Rain Gutters
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 1.80 Acres
  • Features: Wooded
  • Lot size dimensions: 0x0x0x0

Parking

  • Total spaces: 2
  • Parking features: Attached,Carport,Driveway,Drive Under Main Level
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$262$3,144
Property Taxes $929$11,148
Electricity $263$3,161
Total$3,774$45,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,394/yr
40% on housing$113,220/yr
45% on housing$100,640/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 30103$154
Gordon County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 30103$175
Gordon County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$499,000
2026-04-22Listed for sale$549,000
2026-02-20Sold$275,000
2015-04-30Sold$223,000
2015-03-08Pending sale$230,100
2015-02-13Listed for sale$230,100

For Sale by Agent

AgentMORGAN AYERS
BrokerageAyers Realty, LLC.

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