1041 Ruths Way, Greensboro, GA, 30642
About This Home
SERENE LAKE FRONT LUXURY LIVING AT REYNOLDS LAKE OCONEE! Perfectly positioned on a RARE and beautiful private 1.25-acre homesite in the prestigious Horseshoe Bend area of Reynolds Lake Oconee, this exceptional lakefront retreat offers breathtaking panoramic water views and spectacular westerly sunsets, all while overlooking the 13th green of the Great Waters Course across the lake! Thoughtfully designed for both elegant entertaining and relaxed lake living, the residence features six spacious bedrooms and six and a half baths across more than 7,200 square feet of beautifully maintained living space. Walls of windows frame the stunning lake vistas, filling the home with natural light and ensuring that nearly every room enjoys captivating water views. The open and inviting floor plan, showcasing Brazilian cherry flooring, flows effortlessly between living spaces and outdoor gathering areas, creating the perfect setting for hosting family and friends --or enjoying morning coffee or quiet evenings overlooking the lake. The gourmet kitchen is appointed with high-end Wolf and Sub-Zero appliances and generous workspace, seamlessly connecting to the home’s main living and dining areas. Multiple fireplaces and inviting gathering spaces enhance the home’s warm, refined character. Outdoor living is equally impressive, with expansive terraces, a beautiful pool and spa overlooking the lake, and peaceful spaces designed to capture the stunning sunset views that define this property. The private setting offers exceptional tranquility while still enjoying all the benefits of lakefront living, including a max dock ideal for boating, and a protective cove for swimming, and fishing. Meticulously maintained by its original owner, this residence presents a rare opportunity to enjoy luxury lakefront living in one of Reynolds Lake Oconee’s most desirable locations. Seller is making a Club Membership available for buyer to explore how they can enjoy golf, sporting grounds, tennis, pickleball, fitness, recreational, and culinary amenities befitting of a world-class private club.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Roof: Asphalt/Comp Shingle
- Construction materials: Hardy Board,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Golf Comm Home,Single Family Residence
Interior
Appliances
- Appliances included: Built in Microwave,Dishwasher,Double Oven,Freezer,Disposal,Range,Vent Hood,Wine Cooler,Stainless Steel Appliance(s),Electric Water Heater,Water Softener
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Features
- Built-in Features,Chandelier,Crown Molding,Double Vanity,Soaking Tub,Kitchen Island,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Granite
- Flooring: Carpet,Tile,Wood
- Fireplace features: Gas Log,Outside
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Multiple
- Cooling features: Central Air,Multiple
Interior Area
- Total structure area: 7,201
- Total interior livable area: 7,201 sqft
Property
Details
- Parcel number: 059D001280
- Zoning description: Residential
- Special condition: Standard
- Other equipment: TV Antenna
Features
- Levels: Two,Other
- Stories: 2
- Private pool: Yes
- Pool features: Community,Pool
- Patio & porch: Screened Porch
- Exterior features: Storage,Walkways
- Has spa: Yes
- Spa features: Heated
- On waterfront: Yes
- Waterfront features: Lake Front,Max Dock
- Topography of land: Gentle Slope
Lot
- Lot size: 1.25 Acres
- Features: Irrigation System,Lake Pump,Landscaped,Lake Oconee Area
Parking
- Total spaces: 3
- Parking features: 3 Car Attached,Circular Driveway,Paved
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Hurricane
- Heat Wave
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $25,788 | $309,456 |
| Home Insurance * | $1,909 | $22,908 |
| Property Taxes | $3,140 | $37,680 |
| Electricity | $699 | $8,395 |
| Total | $31,536 | $378,432 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Price change | $5,690,000 |
| 2026-03-06 | Listed for sale | $5,995,000 |
| 1998-08-24 | Sold | $522,000 |
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