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414 N Spruce St, Garnett, KS, 66032

2beds
3baths
1,698sqft
$259,000
$153price/sqft
$2,028/moest. monthly cost
$81,120/yrincome needed

About This Home

If you love plants and flowers, you will love all the perennials that the seller planted and cared for! NEW roof. NEW interior doors. Some NEW paint. NEW water heater. Lots of laundry storage. Privacy fenced yard for your furbabies! 552 square foot attached 2-car garage. More information including taxes and photos added when this listing goes live!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Garnett Elementary SchoolGrades PK-60.9 mi
8/10
Greeley Elementary SchoolGrades PK-68.1 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Composition
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First
  • Area: 35

Bathroom2

  • Level: First
  • Area: 40

Bathroom3

  • Level: First
  • Area: 99

Bedroom1

  • Level: First
  • Area: 320

Bedroom2

  • Level: First
  • Area: 150

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Kitchen Island,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,698

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,698
  • Total interior livable area: 1,698 sqft

Kitchen

  • Level: First
  • Area: 264

Laundry

  • Level: First
  • Area: 99

Living Room

  • Level: First
  • Area: 384

Property

Details

  • Parcel number: 0993001003004.000

Features

  • Fencing: Privacy

Lot

  • Lot size: 0.27 Acres
  • Features: City Lot
  • Lot size dimensions: 100' x 116'

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Drought

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$263$3,156
Property Taxes $295$3,540
Electricity $161$1,935
Total$2,028$24,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,531/yr
40% on housing$60,840/yr
45% on housing$54,080/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 66032$122
Anderson County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 66032
Anderson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2019-07-08Sold--
2019-05-25Pending sale$133,000
2019-05-17Price change$133,000
2019-04-06Listed for sale$139,000
2019-03-26Pending sale$139,000
2019-03-21Listed for sale$139,000
2017-04-21Sold--
2016-12-15Listed for sale$145,000

Coming Soon

AgentBeth Mersman
BrokerageThe Kansas Property Place

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