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322 E 15th St, Horton, KS, 66439

1beds
1baths
854sqft
$140,000
$164price/sqft
$1,441/moest. monthly cost
$57,640/yrincome needed

About This Home

Unique Investment or Multi-Generational Opportunity Near Mission Lake – Horton, KS Discover a rare opportunity to own two fully renovated mobile homes on a spacious 1.2-acre lot, just minutes from beautiful Mission Lake in Horton, Kansas. Whether you’re looking for a smart investment, a short-term rental setup, or flexible living arrangements, this property offers exceptional versatility. Each home sits on a permanent foundation and has been thoughtfully updated from top to bottom. Both units feature: 1 bedroom / 1 bathroom In-unit laundry Central heat and air Modern finishes and refreshed interiors Turn-key condition The expansive lot provides room to enjoy outdoor living, add amenities, or simply savor the privacy and open space that’s hard to find at this price point. Located near Mission Lake, this property is ideal for lake lovers, weekend getaways, or rental demand tied to recreation and tourism, while still offering easy access to town conveniences. Unit one: 854 sq ft Unit two:784 sq ft Highlights: Two renovated homes on one parcel Permanent foundations Central HVAC in both units 1.2 acres Near Mission Lake Excellent income or owner-occupant potential This is a rare find combining affordability, flexibility, and location — don’t miss your chance to own a truly versatile property in Horton.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Horton Elementary SchoolGrades PK-40.1 mi
3/10
Everest Middle SchoolGrades 5-85.1 mi
2/10
Horton High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Off The Kitchen

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 854

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 854
  • Total interior livable area: 854 sqft

Property

Details

  • Parcel number: 1582803006011.010

Lot

  • Lot size: 1.20 Acres

Parking

  • Parking features: Off Street,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave

FEMA Declared Disasters Across Kansas Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$450$5,400
Property Taxes $123$1,476
Electricity $161$1,935
Total$1,441$17,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,405/yr
40% on housing$43,230/yr
45% on housing$38,426/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 66439$65
Brown County$82

vs Homes Sold Last Month

Median $/sqft

ZIP 66439
Brown County$84

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Price change$140,000
2026-02-26Price change$150,000
2026-01-23Listed for sale$160,000

For Sale by Agent

AgentHeather Vernon
BrokerageHeartland Realty Midwest LLC

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