102 W Spencer St, Saint Francis, KS, 67756
About This Home
Step into a home where historic charm meets modern luxury. This beautifully restored early-1900s residence showcases remarkable craftsmanship, extensive custom upgrades, and timeless architectural details that all thoughtfully blended with today's conveniences. From the moment you arrive, you'll be captivated by the beautifully landscaped corner lot, welcoming covered front porch, and stunning curb appeal. Inside, the spacious open floor plan is highlighted by original hardwood floors, custom woodwork, abundant natural light, and beautifully updated living spaces designed for both everyday comfort and elegant entertaining. The completely updated home offers 2 spacious bedrooms and 3 beautifully renovated bathrooms, while the heart of the home features a gorgeous custom kitchen, inviting living spaces, and classic architectural details that simply can't be replicated. Downstairs, you'll discover an entertainer's dream-a spacious lower-level entertaining space complete with a custom wet bar creating the perfect space for game days, holiday gatherings, or relaxing evenings with family and friends. Outside, enjoy one of the finest outdoor living spaces in town. The expansive covered front porch and private outdoor entertaining areas provide the perfect setting to unwind, host guests, or simply enjoy the beautifully maintained property. Additional highlights include: Exceptional early-1900s craftsmanship with extensive custom updates 2 Bedrooms - 3 Updated Bathrooms Spacious open-concept floor plan Original hardwood floors and rich architectural character Stunning custom kitchen with quality finishes Incredible lower-level entertainment area with wet bar Oversized 3-car attached garage with ample off street parking with new driveway Large, landscaped corner lot One of the most inviting covered front porches you'll find Homes of this caliber rarely become available. Combining timeless elegance, outstanding quality, and exceptional entertaining spaces, this is truly a one-of-a-kind property you'll be proud to call home.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1918
Materials
- Roof: Asphalt
- Construction materials: Wood Siding
Notable Dates
- Major remodel year: 2020
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Out Access,Bathrooms(1)
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Hardwood,Carpet,Granite,Tile
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 3,968
Heating & Cooling
- Heating features: Natural Gas,Baseboard
- Cooling features: Central
Interior Area
- Total structure area: 3,968
- Total interior livable area: 5,952 sqft
Kitchen
- Features: Eat-in Kitchen,Other Counters
Property
Details
- Parcel number: 1652203037010000
- Lease amount: 0
Features
- Patio & porch: Patio,Covered Porch,Open Porch
- Exterior features: Sprinkler System
Lot
- Lot size: 0.32 Acres
- Features: Corner,Trees
Parking
- Total spaces: 3
- Parking features: Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Inland Flooding
- Ice Storm
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Kansas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,972 | $23,664 |
| Home Insurance * | $675 | $8,100 |
| Property Taxes | $438 | $5,256 |
| Electricity | $475 | $5,703 |
| Total | $3,560 | $42,720 |
Income You'd Need if You Spent...
Kansas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Listed for sale | $390,000 |
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