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509 S Frances St, Saint Francis, KS, 67756

5beds
2baths
2,598sqft
$250,000
$96price/sqft
$2,184/moest. monthly cost
$87,360/yrincome needed

About This Home

Welcome to this charming 1952 brick ranch home, where classic mid-century architecture meets modern updates for a fresh and inviting living experience. This spacious residence boasts five generously sized bedrooms, perfect for accommodating everyone or creating versatile spaces for work and play. As you step inside, you are greeted by an open and airy layout that seamlessly blends the warmth of original features with contemporary finishes. The living area is bathed in natural light and neutral color palette that creates a clean and modern feel throughout. The updated kitchen is a chef's dream, featuring sleek cabinetry, appliances, and ample counter space, making it ideal for both everyday meals and entertaining. Each of the five bedrooms offers a tranquil retreat, with large windows that invite in the sunshine and provide views of the surrounding landscape. The bathrooms have been thoughtfully updated, showcasing stylish fixtures and finishes that enhance the home's overall aesthetic. Outside, the property features a well-maintained fenced yard, perfect for outdoor gatherings or simply enjoying the fresh air. The double car garage provides convenient parking and additional storage space, making this home as practical as it is beautiful. With its perfect blend of vintage charm and modern amenities, this brick ranch home is ready to welcome you into a lifestyle of comfort and elegance. Don't miss the opportunity to make this delightful property your own!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
7/10
St Francis High SchoolGrades 6-120.3 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Brick Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven

Basement

  • Area: 1299

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate,Tile
  • Finished area above ground: 2,598

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 3,897
  • Total interior livable area: 2,598 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 1682702013008000
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Fenced

Lot

  • Lot size: 10,500 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$432$5,184
Property Taxes $281$3,372
Electricity $207$2,489
Total$2,184$26,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,880/yr
40% on housing$65,520/yr
45% on housing$58,240/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 67756$142
Cheyenne County$679

vs Homes Sold Last Month

Median $/sqft

ZIP 67756
Cheyenne County$67

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$250,000
2025-11-11Listed for sale$269,000

For Sale by Agent

AgentRobin Petersen
BrokerageWestern Auction & Real Estate, LLC

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