




409 S Frances St, Saint Francis, KS, 67756
About This Home
Welcome to this beautifully maintained stone ranch-style home, offering the perfect blend of comfort, quality, and space for modern family living. With 5 bedrooms and 2 bathrooms, this home provides ample room for growing families, guests, or flexible work-from-home needs. The recently finished basement significantly expands the living space, featuring a spacious family room, a fifth bedroom, and a dedicated storage room. All three basement bedrooms are equipped with brand-new egress windows, bringing in natural light and added peace of mind. Upstairs and down, you’ll appreciate the home’s solid construction and premium features, including durable plaster walls and efficient radiant floor heating for year-round comfort. Additional upgrades include an instant hot water heater, water softener, and a brand-new roof with impact-resistant shingles. Situated on a large lot, the property boasts a fully fenced backyard shaded by mature trees—perfect for outdoor gatherings, pets, or simply relaxing in your own private oasis. The expansive covered back patio is a standout feature, complete with built-in storage closets and a TV cutout, making it an ideal space for entertaining in any season. Ideally located within walking distance to both schools, the swimming pool, playground, and park, this home offers both convenience and a strong sense of neighborhood—perfect for families looking to enjoy an active and connected lifestyle. This move-in-ready home combines timeless style with thoughtful updates—don’t miss your opportunity to make it yours!
Getting Around
Schools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Concrete
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Range / Oven,Refrigerator
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Tile,Carpet,Hardwood
Heating & Cooling
- Heating features: Radiant,Other
- Cooling features: Wall
Interior Area
- Total interior livable area: 2,447 sqft
Property
Details
- Parcel number: 1682702002008000
Features
- Exterior features: Stone
Lot
- Lot size: 0.27 Acres
Parking
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Inland Flooding
- Ice Storm
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Kansas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,188 | $14,256 |
| Home Insurance * | $406 | $4,872 |
| Property Taxes | $264 | $3,168 |
| Electricity | $195 | $2,344 |
| Total | $2,053 | $24,636 |
Income You'd Need if You Spent...
Kansas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Listed for sale | $259,000 |
