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415 S Scott St, Saint Francis, KS, 67756

3beds
4baths
3,595sqft
$340,000
$95price/sqft
$2,976/moest. monthly cost
$119,040/yrincome needed

About This Home

Welcome to this one-of-a-kind home where timeless craftsmanship meets modern comfort. Nestled on a beautifully landscaped, tree-lined lot, this distinctive property offers incredible curb appeal, mature shade trees, and an inviting setting you'll love coming home to. Inside, you'll find original hardwood floors, spacious living areas, and a thoughtfully designed floor plan. The main level features generously sized living spaces and bedrooms providing comfort and convenience for family or guests. The kitchen comes fully equipped with newer appliances, all replaced since the current owner purchased the home. Laundry hookups are available on both the main level and in the basement, offering flexibility to suit your lifestyle. Downstairs, the basement includes a non-conforming bedroom, a half bath, additional living or storage space, and the existing laundry area. The finished loft retreat is a true bonus, complete with a kitchen and bathroom, and fully furnished, making it an ideal guest suite, home office, studio, or private getaway. Step outside to enjoy your own private outdoor oasis featuring a patio with built-in grill, perfect for entertaining family and friends while overlooking the lush backyard and mature landscaping and water feature. Additional highlights include: Whole-home Generac generator Attached double car garage with alley entry Additional garage beneath the loft Beautiful mature trees and park-like yard Exceptional curb appeal! This is a rare opportunity to own a home filled with character, generous living space, and thoughtful updates-all set on an impressive lot designed for relaxing and entertaining. Schedule your private showing today and experience everything this remarkable property has to offer! Prequalification due at time of scheduling viewing. $155.15 Midwest Energy Average on Main House $77.00 Midwest Energy Average on Loft Studio $212.85 City of St. Francis utility average on Main House $135.67 City of St. Francis utility average on Loft Studio

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
7/10
St Francis High SchoolGrades 6-120.4 mi

Construction

Condition

  • Year built: 1926

Materials

  • Roof: Tile
  • Construction materials: Frame,Stucco Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish Revival
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 1365

Basement

  • Has basement: Yes
  • Basement: Partial,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Hardwood,Carpet,Stone,Tile
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 2,230

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: Central

Interior Area

  • Total structure area: 3,595
  • Total interior livable area: 3,595 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 1682702005007000
  • Lease amount: 0

Features

  • Patio & porch: Patio,Deck
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: Scenic

Lot

  • Lot size: 0.50 Acres
  • Features: Trees

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Ice Storm
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$588$7,056
Property Taxes $382$4,584
Electricity $287$3,444
Total$2,976$35,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,034/yr
40% on housing$89,280/yr
45% on housing$79,360/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 67756$142
Cheyenne County$679

vs Homes Sold Last Month

Median $/sqft

ZIP 67756
Cheyenne County$67

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$340,000
2020-12-10Listing removed$235,000
2020-11-05Pending sale$235,000
2020-10-13Listed for sale$235,000

For Sale by Agent

AgentRobin Petersen
BrokerageWestern Auction & Real Estate, LLC

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