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517 Frederick St, Clay Center, KS, 67432

5beds
3baths
3,063sqft
$289,000
$94price/sqft
$2,508/moest. monthly cost
$100,320/yrincome needed

About This Home

5 Bedroom 3 bath home with 2 car garage and shop area, great space for storage and or hobby toys. This beautiful home offers sharp hardwood flooring throughout, formal dining area, nice family room right off the kitchen that has amazing cabinetry throughout. The primary suite is on the main floor with ample windows, sliding door that leads out to the deck (just needs a hot tub), master bath with walk in shower. Hallway leads to the laundry room and l/2 bath on the main level. Upstairs are 4 bedrooms and a full bath. All beautiful wood floors as well. The finished basement provides a comfortable family room and additional storage, walk in closed and utility room. 2 car shop , alley access, large yard, fire pit. This property combines functionality and modern updates, making it a great option for a variety of buyers. Call Heidi today at 785-200-1060 for a showing.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
6/10
6/10

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unknown,Sump Pump

Bedroom2

  • Level: Upper 2

Bedroom3

  • Level: Upper 2

Bedroom4

  • Level: Upper 2

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Eat-in Kitchen,Primary Bathroom,Breakfast Bar,Formal Dining
  • Finished area above ground: 2,223

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,063
  • Total interior livable area: 3,063 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1030503007009000

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Partial,Privacy

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Kansas Counties

Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$486$5,832
Property Taxes $317$3,804
Electricity $244$2,934
Total$2,508$30,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,988/yr
40% on housing$75,240/yr
45% on housing$66,880/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 67432$204
Clay County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 67432
Clay County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$305,000
2026-04-20Price change$323,900
2026-03-28Listed for sale$329,900
2024-10-04Sold--
2024-08-28Pending sale$299,500
2024-07-11Price change$299,500
2024-05-20Listed for sale$325,000

For Sale by Agent

AgentHeidi Anderson
BrokerageKansas Best LLC

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