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1301 10th St, Clay Center, KS, 67432

4beds
2baths
1,672sqft
$250,000
$150price/sqft
$2,120/moest. monthly cost
$84,800/yrincome needed

About This Home

Welcome home to this spacious 4 bedroom, 2 bath split level property offering comfort, convenience, and room to grow with an additional empty lot. The main floor features a bright living room with 2 skylights, dining area and kitchen with an additional skylight. Patio doors located off the kitchen lead directly to a large fenced in backyard, perfect for entertaining, pets or outdoor activities. One of the property's standout features is its location adjacent to the recently updated Tiger Terrace Park, situated directly to the west of the home. An additional open lot attached to the south side of the property provides extra space and endless possibilities for expansion, recreation or future improvements. The home also includes an attached utility garage located at the rear of the property, along with a detached garden shed. With generous outdoor space, a desirable location, and plenty of room for family living, this property is ready for its next owner to enjoy.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Lincoln Elementary SchoolGrades PK-30.6 mi
6/10
6/10

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Wood Lap

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Bi-Level,Daylight,Finished,Concrete,Walk-Out Access

Bedroom2

  • Level: Upper 1
  • Area: 126.5347
  • Dimensions: 11'1" x 11'5"

Bedroom3

  • Level: Upper 1
  • Area: 89.9097
  • Dimensions: 8'11" x 10'1"

Bedroom4

  • Level: Lower 1
  • Area: 130
  • Dimensions: 10' x 13'

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Lower 1
  • Area: 258.5278
  • Dimensions: 13'8" x 18'11"

Features

  • Ceiling Fan(s)
  • Window features: Skylight(s)
  • Finished area above ground: 1,672

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,672
  • Total interior livable area: 1,672 sqft

Kitchen

  • Level: Main
  • Area: 314.9097
  • Dimensions: 27'7" x 11'5"

Laundry

  • Level: Lower 1
  • Area: 83.7083
  • Dimensions: 8'2" x 10'3"

Living Room

  • Level: Main
  • Area: 310.1528
  • Dimensions: 11'5 x 27'2"

Master Bedroom

  • Level: Upper 1
  • Area: 109.9097
  • Dimensions: 11'1" x 9'11"

Other

  • Level: Lower 1
  • Area: 144.375
  • Dimensions: 10'6" x 13'9"

Other

  • Level: Lower 1
  • Area: 227.0833
  • Dimensions: 12'6" x 18'2"

Property

Details

  • Parcel number: 1030504010001000

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Chain Link

Lot

  • Lot size: 0.65 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Kansas Counties

Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$420$5,040
Property Taxes $275$3,300
Electricity $161$1,935
Total$2,120$25,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,685/yr
40% on housing$63,600/yr
45% on housing$56,533/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 67432$200
Clay County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 67432
Clay County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$250,000

For Sale by Agent

AgentRebecca J J Schwab
BrokerageHomestead Real Estate

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