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112 S 6th St, Clay Center, KS, 67432

3beds
2baths
1,644sqft
$225,000
$137price/sqft
$1,923/moest. monthly cost
$76,920/yrincome needed

About This Home

Opportunity is the key word with this property. The highlight of this mixed used property is an 8000 +/- steel frame shop that can be used in a variety of manners. Use it yourself, add it as an investment concept to your portfolio or a bit of both! Think about what it would cost to put up a building this size and you can understand the math easy enough. Along with the massive shop and great location, the property comes with a 3 bedroom, 1 1/2 bath home that is currently in a month to month lease. You can live and work in the same place if you wish or use it as a rental in the future as well.***Buyers looking at the property for a business need to verify with the city that their business fits the zoning regulations for this property.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Lincoln Elementary SchoolGrades PK-30.6 mi
6/10
6/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Partial

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,644

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,644
  • Total interior livable area: 1,644 sqft

Laundry

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Property

Details

  • Parcel number: R4615
  • Special condition: Standard

Lot

  • Lot size: 0.59 Acres
  • Features: Corner Lot,Sidewalk

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Kansas Counties

Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$378$4,536
Property Taxes $247$2,964
Electricity $161$1,935
Total$1,923$23,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,931/yr
40% on housing$57,690/yr
45% on housing$51,280/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 67432$202
Clay County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 67432
Clay County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-02Price change$225,000
2026-04-24Price change$249,900
2026-03-18Price change$275,000
2026-02-03Listed for sale$299,000

For Sale by Agent

AgentBill Disberger
BrokerageCrossroads Real Estate and Auction, LLC

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