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118 S Main St, Morganville, KS, 67468

4beds
2baths
3,412sqft
$295,000
$86price/sqft
$2,473/moest. monthly cost
$98,920/yrincome needed

About This Home

The beautiful victorian home has only had 3 owners and has been filled with a lifetime of memories by the families that have lived here. This is a Merten built home on 1.9 acres. Many of the furnishings stay with the home. The back of the lot could be another home site as it has access from Walnut Street. The circle drive and stone fencing along the front of the house is just the beginning of the vintage character that is packed into this property. There are multiple outbuildings including a horse barn and extra lots that give many options for the new owner. The quaint town of Morganville, KS gives the perfect backdrop for a rural escape. The heating and cooling has been updated to a traditional HVAC system. The home has it's own well that could be attached for use for the home or watering the lawn/ garden areas. Contact us today to take a look. 785-317-0799

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
6/10
6/10

Construction

Condition

  • Year built: 1905

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedroom2

  • Level: Upper 1

Bedroom3

  • Level: Upper 1

Bedroom4

  • Level: Upper 1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Pantry,Breakfast Bar,Formal Dining
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Finished area above ground: 2,867

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,412
  • Total interior livable area: 3,412 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0620901009011000

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Screened
  • Exterior features: Screened Deck
  • Fencing: None

Lot

  • Lot size: 1.90 Acres
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Wildfire
Lightning

FEMA Declared Disasters Across Kansas Counties

Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$386$4,632
Property Taxes $324$3,888
Electricity $272$3,269
Total$2,473$29,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,788/yr
40% on housing$74,190/yr
45% on housing$65,946/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 67468
Clay County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 67468
Clay County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$265,000
2026-05-23Listed for sale$295,000

For Sale by Agent

AgentAngela Frigon
BrokerageYellow Brick Realty

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