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433 E 8th St, Concordia, KS, 66901

3beds
1baths
1,118sqft
$79,300
$71price/sqft
$951/moest. monthly cost
$38,040/yrincome needed

About This Home

Welcome to this inviting 3-bedroom, 1-bath home situated on a desirable corner lot. Inside, you'll find new flooring and recent updates that give the space a fresh, modern feel. The home offers central heat and air for year-round comfort. A single-car garage provides secure parking and extra storage, while the small fenced-in backyard is perfect for pets, relaxing outdoors, or low-maintenance gardening. Move-in ready and full of charm-this property is an excellent fit for first-time buyers, downsizers, or anyone seeking a comfortable, updated home.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
Concordia Middle SchoolGrades 5-60.4 mi
7/10
5/10

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,118

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,118
  • Total interior livable area: 1,118 sqft

Property

Details

  • Parcel number: 038330402201800001
  • Lease amount: 0

Features

  • Stories: 1

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hail
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kansas Counties

Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $400$4,800
Home Insurance *$291$3,492
Property Taxes $99$1,188
Electricity $161$1,935
Total$951$11,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,605/yr
40% on housing$28,530/yr
45% on housing$25,360/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 66901$57
Cloud County$56

vs Homes Sold Last Month

Median $/sqft

ZIP 66901
Cloud County$39

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$79,300
2025-12-10Listed for sale$82,300
2024-09-12Listing removed$68,500
2024-08-22Contingent$68,500
2024-08-14Listed for sale$68,500
2016-03-02Listing removed$39,000
2016-01-29Pending sale$39,000
2015-10-20Listed for sale$39,000
2012-10-03Listing removed$43,000
2012-08-04Listed for sale$43,000

For Sale by Agent

AgentBrice Bowers
BrokerageBowers Realty

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