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651 E 14th St, Concordia, KS, 66901

3beds
2baths
2,390sqft
$219,500
$92price/sqft
$2,380/moest. monthly cost
$95,200/yrincome needed

About This Home

This spacious 2,388-square-foot home is designed for both comfort and easy entertaining, featuring a seamless open floor plan that connects your living spaces. The heart of the home offers two distinct areas to gather: a formal family room for elegant hosting and a cozy informal family room anchored by a warm fireplace—perfect for relaxed movie nights. With 3 bedrooms and 2 bathrooms, there is plenty of private space for everyone. This beautiful home sits on a large corner lot, close to hood park, elementary school, middle school and city baseball complex. Features a nice size island in the kitchen, new vinyl plank wood flooring throughout upstairs, a newly updated bathroom with double sink vanity, a large walk-in shower and main floor laundry hook ups upstairs in the closet. The partial basement would be great for a rec room and tons of storage space. This move in ready home would be a great retirement home or a new starter home. First time home buyer grants available for down payment assistance. Call me to find out more. Make 2026 the year you own your dream home.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
7/10
5/10
Concordia Middle SchoolGrades 5-60.9 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Partial,View Out
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Onsite Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Range
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Finished area below ground: 796
  • Finished area above ground: 1,594

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,390 sqft

Kitchen

  • Level: Main
  • Dimensions: 13*13

Living Room

  • Level: Main
  • Dimensions: 13*13

Master Bedroom

  • Level: Main
  • Dimensions: 12*12

Property

Details

  • Parcel number: 0150820401011016.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot,Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hail
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kansas Counties

Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,109$13,308
Home Insurance *$807$9,684
Property Taxes $274$3,288
Electricity $190$2,290
Total$2,380$28,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,600/yr
40% on housing$71,400/yr
45% on housing$63,466/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 66901$54
Cloud County$53

vs Homes Sold Last Month

Median $/sqft

ZIP 66901
Cloud County$39

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentLaura Krier
BrokerageExp Realty, LLC

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