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401 E 18th St, Concordia, KS, 66901

4beds
2baths
1,886sqft
$165,000
$87price/sqft
$1,807/moest. monthly cost
$72,280/yrincome needed

About This Home

Welcome to 401 E. 18th Street in Concordia, Kansas. This 4-bedroom, 1-bath home offers comfortable living with plenty of space both inside and out. Situated on a large lot, the property provides ample room for outdoor activities, gardening, future improvements, or simply enjoying the extra space. The home's functional layout features generous living areas and four bedrooms, making it an excellent option for families, first-time buyers, or investors. Conveniently located on an emergency access road, the property offers easy accessibility while remaining close to schools, shopping, parks, and other local amenities. Whether you're looking for a place to call home or a property with great potential, 401 E. 18th Street combines value, space, and convenience in a desirable Concordia location. Schedule your showing today and discover all this property has to offer.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
7/10
5/10
Concordia Middle SchoolGrades 5-60.9 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,886

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,886
  • Total interior livable area: 1,886 sqft

Property

Details

  • Parcel number: 0820404008006000
  • Lease amount: 0

Features

  • Stories: 2

Lot

  • Lot size: 0.27 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hail
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kansas Counties

Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$606$7,272
Property Taxes $206$2,472
Electricity $161$1,935
Total$1,807$21,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,954/yr
40% on housing$54,210/yr
45% on housing$48,186/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 66901$54
Cloud County$53

vs Homes Sold Last Month

Median $/sqft

ZIP 66901
Cloud County$39

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$165,000

For Sale by Agent

AgentBrice Bowers
BrokerageBowers Realty

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