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120 S Beaver Ave, Oberlin, KS, 67749

2beds
2baths
1,344sqft
$87,500
$65price/sqft
$1,021/moest. monthly cost
$40,840/yrincome needed

About This Home

2 Bedroom* 2 bath Partially Renovated Home 120 S. Beaver St., Oberlin, KS $87,500 Built 1947; Total Sq. Footage including Basement 1,344 sq. ft. Average Midwest Energy (Natural Gas) = $30/month Average City Bill (Electric, Water, Sewer, and Trash) = $103.00/Month 2025 Taxes = $1,419.24 MAIN FLOOR: 672 Sq. ft. Kitchen: 9' X 9'. New 2025 Appliances included: Refrigerator, Electric Range, Microwave, Dishwasher. New LVP Flooring. Dining Room:9' X 10'. French doors open to covered patio. Back Covered Deck: 11'5" X 14'7". Living Room: 12' X 17'. New LVP flooring. Southwest Bedroom: 9' x 10'. Carpet Bathroom: 4'10" X 6'8". New Tub/Shower Surround. New Vanity 2025. New Flooring. BASEMENT: 672 sq. ft. *Basement Nonconforming Bedroom: 9'8" X 11'4". Does not have an egress window. Open Room/Family Room/Craft Room: 21'10" x 11'02". Painted cement floor. Bath/ Laundry Room: 4'11" X 6'10". Vanity, Sink, and Toilet, washer and dryer hookup. New Roof (2022). Furnace Room: 11' X 11' This home consists of a living room, kitchen, dining room, bedroom, and bathroom on the main floor and an open room, a mechanical room, a bathroom/laundry, and a bedroom in the basement. The main floor has new paint and flooring in every room except the bedroom, which has a carpeted floor. The kitchen has new appliances (2025) including a refrigerator, an electric range, and a dishwasher. The kitchen is adjacent to the dining room and a back porch/mud room area which are both accessible from the back yard. A covered back patio/deck is accessed through a set of French doors from the dining room and provides a sheltered place to sit outside and allows protection during inclement weather. The main floor bath was remodeled in 2025 and has a new tub/shower and surround, a new vanity and sink, and a new floor. The basement has an open room with fresh wall paint and new floor paint. This room allows for family living, crafts, or could be converted into a third bedroom. The basement bedroom* has a closet but no egress window, so it is considered non-conforming. The combination basement bath and laundry room has a sink/vanity, a tiled stall shower, and a toilet. There are hookups for washer and dryer adjacent. This home sits on an oversized lot and the back yard is fenced with separate spaces for gardening, pets, or other uses. There is access to the alley. The roof was replaced in 2022.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Oberlin Elementary SchoolGrades PK-60.4 mi

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven

Basement

  • Area: 672

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Bedrooms(1),Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Features: Galley,Laminate Counters

Property

Details

  • Parcel number: 1410103007008000
  • Lease amount: 0

Features

  • Stories: 1

Lot

  • Lot size: 8,400 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kansas Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $442$5,304
Home Insurance *$308$3,696
Property Taxes $110$1,320
Electricity $161$1,935
Total$1,021$12,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,005/yr
40% on housing$30,630/yr
45% on housing$27,226/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 10.5%
10.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 67749$67
Decatur County$63

vs Homes Sold Last Month

Median $/sqft

ZIP 67749
Decatur County$67

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$87,500
2022-05-05Contingent$74,500
2022-04-23Listed for sale$74,500

For Sale by Agent

AgentMarsha Richards
BrokerageHome Range Real Estate, Inc.

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