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702 W Mill St, Oberlin, KS, 67749

2beds
2baths
1,112sqft
$145,000
$130price/sqft
$1,587/moest. monthly cost
$63,480/yrincome needed

About This Home

Move-in ready & exceptionally clean 2 bed, 2 bath ranch offering easy single-level living. Features include new windows, updated flooring in the living/dining & kitchen, electrical, HVAC, UGS & impact-resistant shingles for peace of mind. The second bath boasts a new Onyx shower. Bright main level layout with spacious rooms, plus a partially finished basement offering endless possibilities for additional living space or another bedroom. Turnkey and ready to enjoy! Call Rachel today to schedule your showing!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Oberlin Elementary SchoolGrades PK-60.5 mi

Construction

Condition

  • Property condition: 61+
  • Year built: 1964

Materials

  • Roof: Comp/Shingle
  • Construction materials: Frame,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Microwave,All Appliances Incl,Washer,Dryer,Gas Water Heater,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Area: 1200

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Main
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Kit/Din Combo,Laminate

Family Room

  • Features: Laminate
  • Level: Basement
  • Area: 407

Features

  • Door features: Storm Door(s)
  • Window features: Window Coverings
  • Flooring: Laminate,Concrete
  • Finished area above ground: 1,112

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,312
  • Total interior livable area: 1,112 sqft

Kitchen

  • Features: Eat-In Kitchen,Laminate
  • Area: 209

Living Room

  • Features: Laminate
  • Level: Main
  • Area: 204

Master Bedroom

  • Level: Main
  • Area: 168

Property

Details

  • Parcel number: 1410204009023000

Features

  • Patio & porch: Patio
  • Waterfront features: None
  • Living area range: 1001-1200

Lot

  • Lot size: 9,000 sqft
  • Features: Auto Sprinkler
  • Lot size dimensions: 120x75

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kansas Counties

Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$511$6,132
Property Taxes $182$2,184
Electricity $161$1,935
Total$1,587$19,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,411/yr
40% on housing$47,610/yr
45% on housing$42,320/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 10.5%
10.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 67749$64
Decatur County$60

vs Homes Sold Last Month

Median $/sqft

ZIP 67749
Decatur County$67

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$145,000
2026-03-04Listed for sale$150,000

For Sale by Agent

AgentRachel Roe
BrokerageGraham Real Estate

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