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210 S Park St, Troy, KS, 66087

3beds
2baths
1,600sqft
$359,000
$224price/sqft
$2,778/moest. monthly cost
$111,120/yrincome needed

About This Home

This brand new construction home has the potential for customization. Featuring three bedrooms and two bathrooms on the main living floor. A main level laundry room. An open floor plan that includes a vaulted living room ceiling that walks out to a 12’ x 10’ deck and into a spacious kitchen and walk-in pantry. A full unfinished basement and two car garage provides ample storage space. The home is all electric. Walking distance to the elementary, middle and high school in a great neighborhood. A short 20 minute drive to St. Joseph and Atchison.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
Troy Elementary SchoolGrades PK-51.4 mi
4/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 0221041703039004010

Features

  • Exterior features: Vinyl,Composition
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Cold Wave
Heat Wave
Ice Storm
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$530$6,360
Property Taxes $272$3,264
Electricity $161$1,935
Total$2,778$33,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,245/yr
40% on housing$83,340/yr
45% on housing$74,080/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 66087$120
Doniphan County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 66087$127
Doniphan County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-06Listed for sale$360,000
2016-07-01Listing removed$9,000
2015-12-30Listed for sale$9,000

For Sale by Owner

AgentProperty Owner

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