




109 Sophy St, Spearville, KS, 67876
About This Home
Welcome home to this charming 2~bedroom, 1~bath bungalow situated on a spacious corner lot in the heart of Spearville, Kansas. Step inside to find an open~concept living room and kitchen area that creates a welcoming space for everyday living and entertaining. The kitchen comes complete with all appliances included, making this home move~in ready!! Both bedrooms offer ample closet space and one features beautiful original hardwood floors that add warmth and character. The updated handicap~accessible bathroom includes a quality Onyx walk~in shower. There is also main floor laundry in the back utility room. This property features a full unfinished basement that could be taken any direction you choose while doubling as a storm shelter. The detached one car garage gives bonus storage and\or workshop space. This property also has an underground sprinkler system to help keep your lawn looking great all summer long. Recent updates include vinyl siding and windows, as well as an HVAC system. The roof is approximately 4 years old. Whether you`re a first~time buyer, looking to downsize, or searching for an investment opportunity, this well~maintained home offers plenty of potential in a friendly small~town setting that`s just 18 miles from Dodge City!! Don`t miss your chance to make this home your own!!!!
Getting Around
Schools
Construction
Condition
- Year built: 1935
Materials
- Foundation: Block
- Construction materials: Aluminum/Steel/Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
Features
- Window features: Window Treatments
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Electric
Interior Area
- Total structure area: 768
- Total interior livable area: 768 sqft
Property
Details
- Parcel number: 0292904004005000
- Zoning: NC.1 / R-1
Lot
- Lot size: 6,969 sqft
- Features: Sprinkler System
- Lot size dimensions: 50.5 x 145
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Cold Wave
- Drought
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
- Ice Storm
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Kansas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $500 | $6,000 |
| Home Insurance * | $119 | $1,428 |
| Property Taxes | $110 | $1,320 |
| Electricity | $161 | $1,935 |
| Total | $890 | $10,680 |
Income You'd Need if You Spent...
Kansas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $99,000 |
| 2026-07-07 | Price change | $120,000 |
| 2026-06-08 | Listed for sale | $135,000 |
