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1229 S Elm St, Ottawa, KS, 66067

5beds
3baths
2,654sqft
$345,000
$130price/sqft
$2,706/moest. monthly cost
$108,240/yrincome needed

About This Home

Location truly matters, and this one is hard to beat! This spacious 5-bedroom, 2.5-bath home with an oversized 3-car garage and backs up directly to Kanza Park. Step through the backyard gate and enjoy instant access to the half-mile walking trail, playground, disc golf course, Prairie Spirit Trail, fitness stations, shelter house, and nearly 28 acres of outdoor recreation. Inside, you'll find a home that has been maintained and offers room for everyone. The eat-in kitchen features abundant cabinetry, generous counter space, a newer electric range, refrigerator, and stainless steel dishwasher, making it the perfect gathering place for family and friends. The comfortable living room provides plenty of space to relax at the end of the day. The main level offers a spacious primary bedroom with double closets, built-in desk area, and a private half bath, along with two additional bedrooms featuring hardwood floors. A new tub/shower highlights the main bathroom, while the convenient main-floor laundry is located just off the kitchen. Storage won't be a problem with multiple closets throughout the home. The finished basement adds incredible flexibility with two additional bedrooms, a full bath, kitchenette and work area, and a large family room. You'll also appreciate the reinforced concrete safe room, providing peace of mind during storm season while offering excellent storage space. Step outside to enjoy the patio area, fenced backyard, hot tub and a relaxing, peaceful view. The oversized 3-car garage provides ample room for vehicles, tools, and recreational equipment. Additional updates include a new driveway in 2020, roof replaced in 2017, and a new sewer line in 2026. New underground electrical service in 2026, including a new 200 AMP panel. Homes with this much space, a park literally in your backyard, and a location close to schools, shopping, and restaurants don't come along often. Come see everything this exceptional property has to offer!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
5/10
Ottawa Middle SchoolGrades 6-80.3 mi
4/10
Ottawa Sr High SchoolGrades 6-120.4 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Composition
  • Construction materials: Brick/Mortar,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Main Level,Off The Kitchen

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full,Radon Mitigation System,Sump Pump

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Lower

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Lower

Features

  • Ceiling Fan(s),Painted Cabinets,Wet Bar
  • Window features: Window Coverings
  • Flooring: Carpet,Concrete,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Basement,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,327
  • Finished area above ground: 1,327

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Attic Fan,Electric

Interior Area

  • Total structure area: 2,654
  • Total interior livable area: 2,654 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Features: All Carpet
  • Level: First

Office

  • Level: Lower

Property

Details

  • Parcel number: 1310204003011.000

Features

  • Patio & porch: Patio,Porch
  • Fencing: Metal

Lot

  • Lot size: 0.32 Acres
  • Features: Adjoin Greenspace,City Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Tornado
Cold Wave

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$375$4,500
Property Taxes $376$4,512
Electricity $211$2,543
Total$2,706$32,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,777/yr
40% on housing$81,180/yr
45% on housing$72,160/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 66067$138
Franklin County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 66067$141
Franklin County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$345,000
2026-08-05Listed for sale$345,000
2024-07-11Sold--
2024-05-20Pending sale$285,000
2024-05-16Listed for sale$285,000
2022-12-08Listing removed--
2022-12-08Pending sale$250,000
2022-12-07Sold--
2022-11-09Listed for sale$250,000
2022-11-09Pending sale$250,000
2022-10-28Price change$250,000
2022-10-23Listed for sale$270,000

For Sale by Agent

AgentTammy Ellis
BrokerageFront Porch Real Estate

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