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104 Eureka Lake Rd, Eureka, KS, 67045

2beds
1baths
1,280sqft
$449,999
$352price/sqft
$3,980/moest. monthly cost
$159,200/yrincome needed

About This Home

This amazing lake home was one of the original stone shelter houses before someone finished it and made it into the cozy cabin it is today! The interior is still the stone pillars and fireplace but with all the comfy amenities. It has laterals so you could actually live here 12 months a year! The bunkhouse has a sleeping area as well as storage for all of your lake toys. PLUS, if that isn't enough room, there is an enormous shop. Room sizes are currently estimated. Properties on Eureka Lake are on land leased by the City of Eureka. Only the improvements on the land transfer to a buyer at closing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
7/10
Eureka Jr/Sr High SchoolGrades 7-125.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: None,Slab
  • Roof: Composition
  • Construction materials: Frame w/Less than 50% Mas

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Onsite Built

Interior

Appliances

  • Appliances included: Refrigerator,Range
  • Laundry features: Main Level,220 equipment

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Vaulted Ceiling(s)
  • Window features: Window Coverings-All,Storm Window(s)
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room,Wood Burning,Blower Fan
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,280

Heating & Cooling

  • Heating features: Forced Air,Propane Rented
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,280 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 12 X 8

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 X 14

Master Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Property

Details

  • Parcel number: 0371921000001008011

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Dock,Guttering - ALL
  • On waterfront: Yes
  • Waterfront features: Pond/Lake,Waterfront

Lot

  • Lot size: 0.38 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Hail
Inland Flooding
Lightning
Wildfire
Winter Weather
Cold Wave
Drought
Heat Wave

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$1,087$13,044
Property Taxes $457$5,484
Electricity $161$1,935
Total$3,980$47,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,457/yr
40% on housing$119,400/yr
45% on housing$106,133/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 67045$353
Greenwood County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 67045
Greenwood County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentBecky Schaffer
BrokerageBecky Schaffer Ins. & Real Estate

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