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705 Washington St, Oskaloosa, KS, 66066

2beds
1baths
864sqft
$155,500
$180price/sqft
$1,275/moest. monthly cost
$51,000/yrincome needed

About This Home

Enjoy the ease of small-town living in charming ranch-style home offering convenient main-level living. This well-maintained home features 2 comfortable bedrooms, 1 full bathroom, and a functional floor plan designed for everyday comfort. The one-car garage provides added convenience and storage. Large yard with firepit. Whether you’re looking for your first home, downsizing, or seeking a low-maintenance property, this home offers a wonderful opportunity to enjoy peaceful living in a welcoming community. Schedule your private showing today!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Main Level,Separate Room

Basement

  • Basement: Concrete,Slab

Bedroom2

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Property

Details

  • Parcel number: R3660
  • Special condition: Standard

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Extra Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Drought
Hail

FEMA Declared Disasters Across Kansas Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $786$9,432
Home Insurance *$185$2,220
Property Taxes $143$1,716
Electricity $161$1,935
Total$1,275$15,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,714/yr
40% on housing$38,250/yr
45% on housing$34,000/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 66066$181
Jefferson County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 66066$139
Jefferson County$93

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$155,500
2026-07-11Listed for sale$159,000
2023-10-19Sold--
2023-09-05Pending sale$140,000
2022-09-01Sold--
2022-07-30Pending sale$80,000
2022-07-29Contingent$80,000
2022-07-29Listed for sale$80,000
2022-07-29Contingent$80,000
2022-07-29Listed for sale$80,000

For Sale by Agent

AgentDana Newell
BrokerageCountrywide Realty, Inc.

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