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104 W Central Ave, Zenda, KS, 67159

2beds
1baths
1,183sqft
$54,900
$46price/sqft
$540/moest. monthly cost
$21,600/yrincome needed

About This Home

Welcome to peaceful living in this cozy home nestled in a quiet town of about 70 residents. If you’re looking for small town charm with great potential, this property is ready for your personal touch! This home features a formal living room, separate den, a main floor bedroom and a generously sized upstairs bedroom with a balcony overlooking the windmills in the distance. The large upstairs bedroom was previously two separate rooms. The dividing wall was removed to create one expansive space but could easily be reinstalled to convert back to a three bedroom layout. The home could use a little TLC and flooring installation in the formal living room, making it a great opportunity for buyers who want to add their own style and touch while also having the peace of mind of some major updates already completed, such as a new roof put on the home and the garage in 2017 with 50 year shingles, updated electrical wiring in 2019, new grounding pole installed outside in 2025 and a new water heater in 2025. With solid updates and a flexible floor plan, this property offers a great retreat away from the hustle and bustle. Enjoy the quite surroundings and friendly atmosphere of true small town living. Schedule your showing today and imagine the possibilities!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
7/10
Cunningham High SchoolGrades 7-1216.5 mi

Construction

Condition

  • Year built: 1886

Materials

  • Foundation: None
  • Roof: Composition
  • Construction materials: Vinyl/Aluminum

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Onsite Built

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,183

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,183 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Master Bedroom

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Property

Details

  • Parcel number: 0482021004012003000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.51 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Tornado
Drought
Strong Wind
Wildfire
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $277$3,324
Home Insurance *$39$468
Property Taxes $63$756
Electricity $161$1,935
Total$540$6,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,514/yr
40% on housing$16,200/yr
45% on housing$14,400/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$46This listing

vs Other Active Listings

Avg $/sqft

ZIP 67159
Kingman County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 67159
Kingman County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentJessica Dreher
BrokerageAsher House Realty

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