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1513 Rural St, Emporia, KS, 66801

4beds
2baths
1,963sqft
$169,900
$87price/sqft
$1,469/moest. monthly cost
$58,760/yrincome needed

About This Home

Charming and well-maintained home on a tree lined brick street. This 1.5-story bungalow features 4 bedrooms, 2 baths and is near the University and downtown shopping. The front porch welcomes you into a beautiful living room showcasing hardwood floors, crown molding, fireplace, 9-foot ceilings and beveled glass windows. Formal dining room is flooded with natural light and leads into the kitchen. Also on the main floor is two bedrooms, bathroom with walk in shower, laundry and mud room. Upstairs has two bedrooms with hardwood floors, full bath and sunroom. A detached 2 car garage and added concrete pad has plenty of extra parking or play space to enjoy with family and friends. Let's take a look!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
Walnut Elementary SchoolGrades PK-50.5 mi
5/10
Emporia Middle SchoolGrades 6-82.1 mi
5/10
Emporia High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Disposal,Washer,Dryer
  • Laundry features: Main Level,In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Unfinished

Bedroom2

  • Level: Main
  • Area: 162
  • Dimensions: 13.5 x 12

Bedroom3

  • Level: Upper
  • Area: 195
  • Dimensions: 15 x 13

Bedroom4

  • Level: Upper
  • Area: 168
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 224
  • Dimensions: 14 x 16

Features

  • Flooring: Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,963

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 1,963
  • Total interior livable area: 1,963 sqft

Kitchen

  • Level: Main
  • Area: 216
  • Dimensions: 18 x 12

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 442.5
  • Dimensions: 29.5 x 15

Master Bedroom

  • Level: Main
  • Area: 202.5
  • Dimensions: 13.5 x 15

Property

Details

  • Parcel number: R8925
  • Special condition: Standard

Features

  • On waterfront: Yes

Lot

  • Lot size: 8,712 sqft
  • Features: Sprinklers In Front
  • Lot size dimensions: 50.0 x 191.2

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$257$3,084
Property Taxes $192$2,304
Electricity $161$1,935
Total$1,469$17,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,365/yr
40% on housing$44,070/yr
45% on housing$39,173/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 66801$106
Lyon County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 66801$102
Lyon County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$205,000
2026-04-13Price change$215,000
2026-03-24Price change$229,900
2026-02-19Price change$239,900
2026-01-16Listed for sale$249,900

For Sale by Agent

AgentKristie Arndt
BrokerageFarm & Home Real Estate

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