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1124 Congress St, Emporia, KS, 66801

4beds
4baths
2,213sqft
$199,900
$90price/sqft
$1,714/moest. monthly cost
$68,560/yrincome needed

About This Home

Not your typical Emporia home! Completely rebuilt from the ground up, this exceptional home offers the peace of mind of extensive new construction combined with the charm of an established neighborhood. Major updates include new HVAC, electrical, windows, insulation, walls, flooring, kitchen, bathrooms, fixtures, and finishes throughout, creating a truly move-in-ready home. With over 2,200 square feet, this thoughtfully designed floor plan features 4 bedrooms, 3.5 bathrooms, and the rare advantage of TWO private primary suites—an ideal setup for multi-generational living, guests, roommates, or anyone looking for added flexibility. The bright, open-concept living area flows seamlessly into a beautifully appointed kitchen featuring quartz countertops, custom cabinetry, a large center island, and abundant prep space, making it perfect for both everyday living and entertaining. Each primary suite offers its own private bathroom, while the additional bedrooms provide space for family, a home office, or hobbies. A convenient half bath, modern finishes throughout, and a welcoming covered front porch complete this one-of-a-kind home. Located just minutes from Emporia State University, downtown shopping, dining, and local amenities, this property is an outstanding opportunity for homeowners, parents looking for college housing, or investors seeking a high-quality, low-maintenance property. Homes offering this level of renovation, space, and flexibility at this price point are hard to find—schedule your showing today!

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

5/10
Walnut Elementary SchoolGrades PK-50.4 mi
4/10
Emporia Middle SchoolGrades 6-82.3 mi
5/10
Emporia High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan
  • Laundry features: Bedroom Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island,Painted Cabinets,Smart Thermostat,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Luxury Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,213

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,213
  • Total interior livable area: 2,213 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1921003003003.000

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$302$3,624
Property Taxes $226$2,712
Electricity $176$2,120
Total$1,714$20,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,765/yr
40% on housing$51,420/yr
45% on housing$45,706/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 66801$106
Lyon County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 66801$102
Lyon County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$199,900
2026-06-15Price change$210,000
2026-05-23Listed for sale$220,000
2025-09-15Listing removed$220,000
2025-08-27Price change$220,000
2025-06-19Price change$235,000
2025-05-17Listed for sale$260,000
2025-05-16Listing removed$260,000
2025-04-16Price change$260,000
2025-04-01Listed for sale$275,000
2015-11-06Listing removed$42,000
2015-08-26Listed for sale$42,000
2014-12-22Sold--
2014-07-26Listed for sale$42,000

For Sale by Agent

AgentMonica Florez
BrokerageKeller Williams Realty Partners Inc.

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