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1009 Exchange St, Emporia, KS, 66801

2beds
1baths
1,078sqft
$109,500
$102price/sqft
$1,003/moest. monthly cost
$40,120/yrincome needed

About This Home

Welcome home to this charming 2-bedroom, 1-bath ranch-style home offering comfortable one level living with an open and inviting feel. The vaulted ceilings create a spacious atmosphere, while the functional layout makes the home ideal for first-time buyers, downsizers, or investors. Outside you will enjoy the nice fully fenced backyard. Perfect for pets, entertaining, or relaxing. The detached garage offers convenient alley access, along with additional off-street parking in the rear of the property. Whether you're looking for an affordable place to call home or a solid investment opportunity, this property has plenty to offer. Don't miss your chance to own a move-in-ready home with great curb appeal, practical amenities, and excellent rental potential.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
4/10
Emporia Middle SchoolGrades 6-82.8 mi
5/10
Emporia High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Microwave,Dishwasher,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,078

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,078
  • Total interior livable area: 1,078 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Master Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Property

Details

  • Parcel number: R9760
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Fencing: Chain Link

Lot

  • Lot size: 8,712 sqft
  • Features: Sidewalk
  • Lot size dimensions: 50 x 130

Parking

  • Total spaces: 1
  • Parking features: Detached,Extra Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $553$6,636
Home Insurance *$165$1,980
Property Taxes $124$1,488
Electricity $161$1,935
Total$1,003$12,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,388/yr
40% on housing$30,090/yr
45% on housing$26,746/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 66801$107
Lyon County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 66801$102
Lyon County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Price change$109,500
2026-07-03Listed for sale$114,900
2025-09-15Listing removed$900
2025-08-29Price change$900
2025-08-18Listed for rent$950
2024-05-21Listing removed--
2024-05-14Listed for rent$850
2022-06-02Listing removed--
2022-05-07Listed for rent$800
2020-05-02Listing removed$695
2020-04-06Listed for rent$695
2019-10-02Listing removed$700
2019-09-01Price change$700
2019-08-16Price change$750
2019-08-03Listed for rent$800
2019-08-02Listing removed$67,000
2019-04-21Price change$67,000
2019-04-15Listed for sale$69,000
2018-05-04Listing removed$70,000
2018-04-30Listed for sale$70,000
2010-12-07Listing removed$37,900
2010-11-15Price change$37,900
2010-08-27Listed for sale$37,500
2005-10-17Sold--

For Sale by Agent

AgentLacie Hamlin
BrokerageRE/MAX EK Real Estate

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